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National Credit Union Service Organization

NAVIGATOR CREDIT UNION

Dec, 31, 2023 — NAVIGATOR CREDIT UNION is a federally insured state chartered credit union headquartered in Pascagoula, MS with 13 branch locations and about $439.34 million in total assets. Opened 85 years ago in 1939, NAVIGATOR CREDIT UNION has about 45,264 members and employs 129 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 265377950
Name:NAVIGATOR CREDIT UNION
Address:
(Main Office)
PO Box 1647
Pascagoula, MS 39568-1647
Phone:(228) 475-7300
Fax:
Website:https://www.navigatorcu.org
Branches:13 branch locations
Members:45,264
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63637
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1939
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$439,339,521
CEO/Manager:Sonya Jarvis
Chairperson:Tommy Leonard

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 143,118,550
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 51,172,596
 Unsecured Loans 33,722,005
 Other Loans 135,681,669
 TOTAL LOANS 220,593,622
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -4,404,264
 Land And Building 8,041,790
 Other Fixed Assets 596,439
 NCUSIF Deposit 3,649,534
 All Other Assets 119,356
  TOTAL ASSETS 439,339,521
LIABILITIES & CAPITAL:  
 Dividends Payable 11,678
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,185,115
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 59,094,126
 Regular shares 180,192,417
 All Other Shares & Deposits 140,683,230
  TOTAL SHARES & DEPOSITS 379,969,773
  TOTAL LIABILITIES 387,166,566
 Regular Reserve 0
 Other Reserves 2,131,289
 Undivided Earnings 50,041,666
  TOTAL EQUITY 52,172,955
  TOTAL LIABILITIES, SHARES, & EQUITY 439,339,521
INCOME & EXPENSE  
 Loan Income 8,335,678
 Investment Income 1,621,019
 Other Income 3,985,813
 Total Employee Compensation & Benefits 6,531,113
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 7,460,427
 Non-operating Income & (Expense) 658,156
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 265,158
 Cost of Funds 1,499,078
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,237,629
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