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MISSISSIPPI CENTRAL FEDERAL CREDIT UNION

Dec, 31, 2023 — MISSISSIPPI CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in MORTON, MS with 1 branch location and about $2.04 million in total assets. Opened 38 years ago in 1986, MISSISSIPPI CENTRAL FEDERAL CREDIT UNION has about 2,328 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MISSISSIPPI CENTRAL FEDERAL CREDIT UNION
Address:
(Main Office)
5134 Highway 80
MORTON, MS 39117-3636
Phone:(601) 732-8887
Fax:(601) 732-1795
Website:n/a
Branches:1 branch locations
Members:2,328
Credit Union Type:Federal Credit Union
Charter Number:24273
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1986
Last Audited:Aug 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$2,039,246
CEO/Manager:Susan R Pinter
Chairperson:Guy Bounds

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 630,182
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 626,919
 Other Loans 550,801
 TOTAL LOANS 1,177,720
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -23,690
 Land And Building 186,023
 Other Fixed Assets 10,493
 NCUSIF Deposit 28,058
 All Other Assets 0
  TOTAL ASSETS 2,039,246
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 18,053
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,773,729
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,773,729
  TOTAL LIABILITIES 1,791,782
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 247,464
  TOTAL EQUITY 247,464
  TOTAL LIABILITIES, SHARES, & EQUITY 2,039,246
INCOME & EXPENSE  
 Loan Income 173,089
 Investment Income 5,354
 Other Income 62,350
 Total Employee Compensation & Benefits 187,529
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 90,827
 Non-operating Income & (Expense) -20,039
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -19,911
 Cost of Funds 37,252
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -74,943
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