Dec, 31, 2023 — ST. JOSEPH TEACHERS' CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT JOSEPH, MO with 1 branch location and about $8.81 million in total assets. Opened 93 years ago in 1931, ST. JOSEPH TEACHERS' CREDIT UNION has about 1,157 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. JOSEPH TEACHERS' CREDIT UNION |
|---|---|
| Address: (Main Office) | 2316 VILLAGE DR SAINT JOSEPH, MO 64506-4955 |
| Phone: | (816) 233-5544 |
| Fax: | (816) 232-9608 |
| Website: | https://sjtcreditunion.com |
| Branches: | 1 branch locations |
| Members: | 1,157 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67708 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1931 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,810,962 |
| CEO/Manager: | Shelley L SQUIRES |
| Chairperson: | Michael Heard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 892,443 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 233,003 |
| Other Loans | 3,326,752 |
| TOTAL LOANS | 3,559,755 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,984 |
| Land And Building | 53,011 |
| Other Fixed Assets | 3,368 |
| NCUSIF Deposit | 87,742 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,810,962 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,717 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,343,637 |
| Regular shares | 6,705,168 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 8,048,805 |
| TOTAL LIABILITIES | 8,056,522 |
| Regular Reserve | 0 |
| Other Reserves | 66,018 |
| Undivided Earnings | 688,422 |
| TOTAL EQUITY | 754,440 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,810,962 |
| INCOME & EXPENSE | |
| Loan Income | 212,125 |
| Investment Income | 70,720 |
| Other Income | 22,591 |
| Total Employee Compensation & Benefits | 149,055 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 122,813 |
| Non-operating Income & (Expense) | 474 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,125 |
| Cost of Funds | 6,949 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 24,015 |
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