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National Credit Union Service Organization

SIKESTON PUBLIC SCHOOLS CREDIT UNION

Dec, 31, 2023 — SIKESTON PUBLIC SCHOOLS CREDIT UNION is a federally insured state chartered credit union headquartered in SIKESTON, MO with 0 branch location and about $5.11 million in total assets. Opened 48 years ago in 1976, SIKESTON PUBLIC SCHOOLS CREDIT UNION has about 1,182 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:SIKESTON PUBLIC SCHOOLS CREDIT UNION
Address:
(Main Office)
506 Virginia St Ste A
SIKESTON, MO 63801-5812
Phone:(573) 475-4545
Fax:(573) 475-4868
Website:https://spscu.com
Branches:0 branch locations
Members:1,182
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63830
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1976
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$5,107,516
CEO/Manager:Linda S Bridger
Chairperson:Lisa Lawson

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 491,511
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 201,275
 Other Loans 2,586,960
 TOTAL LOANS 2,788,235
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -34,798
 Land And Building 0
 Other Fixed Assets 709
 NCUSIF Deposit 45,780
 All Other Assets 0
  TOTAL ASSETS 5,107,516
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,477
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,964,208
 All Other Shares & Deposits 1,263,926
  TOTAL SHARES & DEPOSITS 4,228,134
  TOTAL LIABILITIES 4,230,611
 Regular Reserve 0
 Other Reserves 9,253
 Undivided Earnings 867,652
  TOTAL EQUITY 876,905
  TOTAL LIABILITIES, SHARES, & EQUITY 5,107,516
INCOME & EXPENSE  
 Loan Income 138,858
 Investment Income 68,797
 Other Income 204
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 96,038
 Non-operating Income & (Expense) -11,600
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 35,417
 Cost of Funds 35,136
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 29,668
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