Dec, 31, 2023 — RAYTOWN-LEE'S SUMMIT COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in RAYTOWN, MO with 2 branch locations and about $61.93 million in total assets. Opened 66 years ago in 1958, RAYTOWN-LEE'S SUMMIT COMMUNITY CREDIT UNION has about 7,713 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RAYTOWN-LEE'S SUMMIT COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 10021 E 66th Ter RAYTOWN, MO 64133 |
| Phone: | (816) 356-0791 |
| Fax: | (816) 356-1452 |
| Website: | https://rlsccu.org |
| Branches: | 2 branch locations |
| Members: | 7,713 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62815 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $61,933,051 |
| CEO/Manager: | Carrie A West |
| Chairperson: | Mark Wasko |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,660,336 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,141,708 |
| Unsecured Loans | 2,128,860 |
| Other Loans | 32,921,624 |
| TOTAL LOANS | 37,192,192 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -272,849 |
| Land And Building | 636,765 |
| Other Fixed Assets | 97,970 |
| NCUSIF Deposit | 608,037 |
| All Other Assets | 0 |
| TOTAL ASSETS | 61,933,051 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 9,969 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 207,518 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,848,993 |
| Regular shares | 28,375,634 |
| All Other Shares & Deposits | 12,876,971 |
| TOTAL SHARES & DEPOSITS | 57,101,598 |
| TOTAL LIABILITIES | 57,319,085 |
| Regular Reserve | 0 |
| Other Reserves | 1,136,101 |
| Undivided Earnings | 3,477,865 |
| TOTAL EQUITY | 4,613,966 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 61,933,051 |
| INCOME & EXPENSE | |
| Loan Income | 1,699,426 |
| Investment Income | 401,133 |
| Other Income | 475,466 |
| Total Employee Compensation & Benefits | 1,020,914 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,481,247 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 240,872 |
| Cost of Funds | 61,394 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 260,208 |
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