Dec, 31, 2023 — SOUTH CENTRAL MISSOURI CREDIT UNION is a federally insured state chartered credit union headquartered in WILLOW SPRINGS, MO with 1 branch location and about $9.84 million in total assets. Opened 70 years ago in 1954, SOUTH CENTRAL MISSOURI CREDIT UNION has about 1,965 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOUTH CENTRAL MISSOURI CREDIT UNION |
|---|---|
| Address: (Main Office) | 901 E Main St WILLOW SPRINGS, MO 65793 |
| Phone: | (417) 469-6233 |
| Fax: | (417) 469-1101 |
| Website: | https://www.creditunionmo.com |
| Branches: | 1 branch locations |
| Members: | 1,965 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64222 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $9,842,395 |
| CEO/Manager: | Amy Walker |
| Chairperson: | Richard Elijah |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 658,720 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 151,324 |
| Other Loans | 4,802,775 |
| TOTAL LOANS | 4,954,099 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,975 |
| Land And Building | 4,500 |
| Other Fixed Assets | 860 |
| NCUSIF Deposit | 99,549 |
| All Other Assets | 0 |
| TOTAL ASSETS | 9,842,395 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 13,249 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,839 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 8,399,644 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 8,399,644 |
| TOTAL LIABILITIES | 8,432,732 |
| Regular Reserve | 0 |
| Other Reserves | 761,554 |
| Undivided Earnings | 648,109 |
| TOTAL EQUITY | 1,409,663 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,842,395 |
| INCOME & EXPENSE | |
| Loan Income | 204,655 |
| Investment Income | 67,302 |
| Other Income | 4,502 |
| Total Employee Compensation & Benefits | 82,038 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 106,650 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -12,677 |
| Cost of Funds | 89,444 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -132,134 |
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