Dec, 31, 2023 — DE SOTO MO PAC CREDIT UNION is a federally insured state chartered credit union headquartered in DE SOTO, MO with 1 branch location and about $20.71 million in total assets. Opened 85 years ago in 1939, DE SOTO MO PAC CREDIT UNION has about 1,594 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DE SOTO MO PAC CREDIT UNION |
|---|---|
| Address: (Main Office) | 2082 Rock Rd DE SOTO, MO 63020-1052 |
| Phone: | (636) 586-9922 |
| Fax: | (636) 586-5642 |
| Website: | https://www.desotomopaccu.com |
| Branches: | 1 branch locations |
| Members: | 1,594 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63507 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $20,706,044 |
| CEO/Manager: | Melissa L Thebeau |
| Chairperson: | Richard C Pica |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,498,794 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,518,170 |
| Unsecured Loans | 944,198 |
| Other Loans | 15,012,373 |
| TOTAL LOANS | 17,497,024 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -101,182 |
| Land And Building | 0 |
| Other Fixed Assets | 160,000 |
| NCUSIF Deposit | 182,734 |
| All Other Assets | 0 |
| TOTAL ASSETS | 20,706,044 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 140,175 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,972,821 |
| Regular shares | 10,443,931 |
| All Other Shares & Deposits | 5,573,997 |
| TOTAL SHARES & DEPOSITS | 17,990,749 |
| TOTAL LIABILITIES | 18,130,924 |
| Regular Reserve | 0 |
| Other Reserves | 336,498 |
| Undivided Earnings | 2,238,622 |
| TOTAL EQUITY | 2,575,120 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 20,706,044 |
| INCOME & EXPENSE | |
| Loan Income | 825,274 |
| Investment Income | 93,901 |
| Other Income | 8,828 |
| Total Employee Compensation & Benefits | 283,159 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 376,921 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 62,259 |
| Cost of Funds | 245,783 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 134,827 |
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