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National Credit Union Service Organization

CO - LIB CREDIT UNION

Dec, 31, 2023 — CO - LIB CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 1 branch location and about $1.15 million in total assets. Opened 69 years ago in 1955, CO - LIB CREDIT UNION has about 225 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CO - LIB CREDIT UNION
Address:
(Main Office)
1412 S Spoede Rd
SAINT LOUIS, MO 63131-2557
Phone:(314) 994-3300
Fax:(314) 997-7602
Website:n/a
Branches:1 branch locations
Members:225
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64723
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1955
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$1,149,983
CEO/Manager:Amy Gamache
Chairperson:Jacob Eubanks

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 162,965
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 40,518
 Other Loans 755,475
 TOTAL LOANS 795,993
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -9,218
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 10,215
 All Other Assets 0
  TOTAL ASSETS 1,149,983
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -438
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 997,382
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 997,381
  TOTAL LIABILITIES 996,943
 Regular Reserve 0
 Other Reserves 14,788
 Undivided Earnings 138,252
  TOTAL EQUITY 153,040
  TOTAL LIABILITIES, SHARES, & EQUITY 1,149,983
INCOME & EXPENSE  
 Loan Income 17,588
 Investment Income 9,257
 Other Income 40
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 12,156
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,611
 Cost of Funds 2,090
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 9,028
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