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ROCK COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2023 — ROCK COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ROCK, MI with 1 branch location and about $8.22 million in total assets. Opened 52 years ago in 1972, ROCK COMMUNITY FEDERAL CREDIT UNION has about 837 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ROCK COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3975 W Maple Ridge 37th Rd
ROCK, MI 49880-9489
Phone:(906) 356-6877
Fax:(906) 356-6824
Website:https://www.rockcommfcu.com
Branches:1 branch locations
Members:837
Credit Union Type:Federal Credit Union
Charter Number:21020
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1972
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$8,224,698
CEO/Manager:Marla J Moore
Chairperson:Wm. Craig Westlund

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,643,958
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 5,798
 Unsecured Loans 182,113
 Other Loans 2,529,376
 TOTAL LOANS 2,717,287
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -27,311
 Land And Building 34,428
 Other Fixed Assets 34
 NCUSIF Deposit 77,265
 All Other Assets 0
  TOTAL ASSETS 8,224,698
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,000
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,056,216
 Regular shares 5,513,361
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 7,569,577
  TOTAL LIABILITIES 7,578,577
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 646,121
  TOTAL EQUITY 646,121
  TOTAL LIABILITIES, SHARES, & EQUITY 8,224,698
INCOME & EXPENSE  
 Loan Income 132,044
 Investment Income 100,597
 Other Income 102
 Total Employee Compensation & Benefits 119,270
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 69,254
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 10,690
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 34,836
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