Dec, 31, 2023 — LISBON COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in LISBON, ME with 2 branch locations and about $176.44 million in total assets. Opened 65 years ago in 1959, LISBON COMMUNITY FEDERAL CREDIT UNION has about 10,183 members and employs 33 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LISBON COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 325 Lisbon St LISBON, ME 04250-6865 |
| Phone: | (207) 353-4144 |
| Fax: | (207) 353-7615 |
| Website: | https://www.lisboncu.org |
| Branches: | 2 branch locations |
| Members: | 10,183 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13190 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $176,435,399 |
| CEO/Manager: | George R Roy |
| Chairperson: | Timothy F Plummer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 25,850,642 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 56,369,274 |
| Unsecured Loans | 6,301,140 |
| Other Loans | 31,829,244 |
| TOTAL LOANS | 94,549,271 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -561,414 |
| Land And Building | 1,818,578 |
| Other Fixed Assets | 445,436 |
| NCUSIF Deposit | 1,522,477 |
| All Other Assets | 0 |
| TOTAL ASSETS | 176,435,399 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 787,579 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 29,566,434 |
| Regular shares | 64,979,122 |
| All Other Shares & Deposits | 61,504,956 |
| TOTAL SHARES & DEPOSITS | 156,050,511 |
| TOTAL LIABILITIES | 156,845,090 |
| Regular Reserve | 0 |
| Other Reserves | 2,000,000 |
| Undivided Earnings | 17,590,309 |
| TOTAL EQUITY | 19,590,309 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 176,435,399 |
| INCOME & EXPENSE | |
| Loan Income | 4,495,658 |
| Investment Income | 3,236,720 |
| Other Income | 258,869 |
| Total Employee Compensation & Benefits | 2,290,958 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 2,264,563 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 175,000 |
| Cost of Funds | 1,787,862 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,618,982 |
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