Credit Unions Near Me
National Credit Union Service Organization

CAPITAL AREA FEDERAL CREDIT UNION

Dec, 31, 2023 — CAPITAL AREA FEDERAL CREDIT UNION is a federal credit union headquartered in AUGUSTA, ME with 1 branch location and about $63.23 million in total assets. Opened 70 years ago in 1954, CAPITAL AREA FEDERAL CREDIT UNION has about 3,980 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211287324
Name:CAPITAL AREA FEDERAL CREDIT UNION
Address:
(Main Office)
2010 N Belfast ave
AUGUSTA, ME 04330
Phone:(207) 622-3442
Fax:(207) 623-4133
Website:https://www.capitalareafcu.org
Branches:1 branch locations
Members:3,980
Credit Union Type:Federal Credit Union
Charter Number:9919
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1954
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$63,226,247
CEO/Manager:Diana Winkley
Chairperson:Thomas Doore

Call Report

  • Credit Builder
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,857,561
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 22,706,485
 Unsecured Loans 2,429,847
 Other Loans 28,502,991
 TOTAL LOANS 53,639,323
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -414,681
 Land And Building 541,374
 Other Fixed Assets 20,365
 NCUSIF Deposit 511,597
 All Other Assets 122,904
  TOTAL ASSETS 63,226,247
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,192,066
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,090,070
 Regular shares 25,010,717
 All Other Shares & Deposits 18,172,968
  TOTAL SHARES & DEPOSITS 52,273,756
  TOTAL LIABILITIES 53,465,822
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 9,760,425
  TOTAL EQUITY 9,760,425
  TOTAL LIABILITIES, SHARES, & EQUITY 63,226,247
INCOME & EXPENSE  
 Loan Income 2,742,069
 Investment Income 441,813
 Other Income 592,375
 Total Employee Compensation & Benefits 887,519
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,200,275
 Non-operating Income & (Expense) 44,249
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 102,331
 Cost of Funds 489,856
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,140,525
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