Dec, 31, 2023 — NOTRE DAME COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in FALL RIVER, MA with 1 branch location and about $60.65 million in total assets. Opened 86 years ago in 1938, NOTRE DAME COMMUNITY FEDERAL CREDIT UNION has about 3,441 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | NOTRE DAME COMMUNITY FEDERAL CREDIT UNION |
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Address: (Main Office) | 659 Eastern Ave FALL RIVER, MA 02723 |
Phone: | (508) 676-1067 |
Fax: | (508) 678-4447 |
Website: | https://ndcfcu.com |
Branches: | 1 branch locations |
Members: | 3,441 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 2792 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1938 |
Last Audited: | Oct 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $60,645,053 |
CEO/Manager: | Edward Bernardo, Jr. |
Chairperson: | Claudette Levesque Ware |
ASSETS: | $ Amount |
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Cash & Equivalents | 6,276,866 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 16,184,203 |
Unsecured Loans | 612,743 |
Other Loans | 1,905,963 |
TOTAL LOANS | 18,702,909 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -97,544 |
Land And Building | 509,535 |
Other Fixed Assets | 41,994 |
NCUSIF Deposit | 481,015 |
All Other Assets | 0 |
TOTAL ASSETS | 60,645,053 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 254,960 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 11,699,731 |
Regular shares | 28,101,069 |
All Other Shares & Deposits | 13,776,175 |
TOTAL SHARES & DEPOSITS | 53,576,975 |
TOTAL LIABILITIES | 53,831,935 |
Regular Reserve | 0 |
Other Reserves | 1,946,030 |
Undivided Earnings | 4,867,088 |
TOTAL EQUITY | 6,813,118 |
TOTAL LIABILITIES, SHARES, & EQUITY | 60,645,053 |
INCOME & EXPENSE | |
Loan Income | 753,928 |
Investment Income | 875,659 |
Other Income | 246,466 |
Total Employee Compensation & Benefits | 763,596 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 603,270 |
Non-operating Income & (Expense) | 31,017 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,000 |
Cost of Funds | 295,738 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 238,466 |
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