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NOTRE DAME COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2023 — NOTRE DAME COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in FALL RIVER, MA with 1 branch location and about $60.65 million in total assets. Opened 86 years ago in 1938, NOTRE DAME COMMUNITY FEDERAL CREDIT UNION has about 3,441 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NOTRE DAME COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
659 Eastern Ave
FALL RIVER, MA 02723
Phone:(508) 676-1067
Fax:(508) 678-4447
Website:https://ndcfcu.com
Branches:1 branch locations
Members:3,441
Credit Union Type:Federal Credit Union
Charter Number:2792
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1938
Last Audited:Oct 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$60,645,053
CEO/Manager:Edward Bernardo, Jr.
Chairperson:Claudette Levesque Ware

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,276,866
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 16,184,203
 Unsecured Loans 612,743
 Other Loans 1,905,963
 TOTAL LOANS 18,702,909
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -97,544
 Land And Building 509,535
 Other Fixed Assets 41,994
 NCUSIF Deposit 481,015
 All Other Assets 0
  TOTAL ASSETS 60,645,053
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 254,960
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 11,699,731
 Regular shares 28,101,069
 All Other Shares & Deposits 13,776,175
  TOTAL SHARES & DEPOSITS 53,576,975
  TOTAL LIABILITIES 53,831,935
 Regular Reserve 0
 Other Reserves 1,946,030
 Undivided Earnings 4,867,088
  TOTAL EQUITY 6,813,118
  TOTAL LIABILITIES, SHARES, & EQUITY 60,645,053
INCOME & EXPENSE  
 Loan Income 753,928
 Investment Income 875,659
 Other Income 246,466
 Total Employee Compensation & Benefits 763,596
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 603,270
 Non-operating Income & (Expense) 31,017
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,000
 Cost of Funds 295,738
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 238,466
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