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HOLYOKE POSTAL CREDIT UNION

Dec, 31, 2023 — HOLYOKE POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in Holyoke, MA with 1 branch location and about $2.85 million in total assets. Opened 98 years ago in 1926, HOLYOKE POSTAL CREDIT UNION has about 232 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:HOLYOKE POSTAL CREDIT UNION
Address:
(Main Office)
650 Dwight St, P. O. Box 2442
Holyoke, MA 01041-2442
Phone:(413) 534-2908
Fax:(413) 536-2218
Website:n/a
Branches:1 branch locations
Members:232
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67845
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1926
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$2,852,750
CEO/Manager:Cynthia A Shea Desroches
Chairperson:David N Viamari

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 193,153
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 165,412
 Other Loans 319,699
 TOTAL LOANS 485,111
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,605
 Land And Building 0
 Other Fixed Assets 1
 NCUSIF Deposit 23,666
 All Other Assets 0
  TOTAL ASSETS 2,852,750
LIABILITIES & CAPITAL:  
 Dividends Payable 755
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 130,234
 All Other Shares & Deposits 1,997,709
  TOTAL SHARES & DEPOSITS 2,127,943
  TOTAL LIABILITIES 2,128,709
 Regular Reserve 0
 Other Reserves 60,000
 Undivided Earnings 664,041
  TOTAL EQUITY 724,041
  TOTAL LIABILITIES, SHARES, & EQUITY 2,852,750
INCOME & EXPENSE  
 Loan Income 6,600
 Investment Income 4,363
 Other Income 0
 Total Employee Compensation & Benefits 9,352
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,818
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 929
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -3,136
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