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ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION

Dec, 31, 2023 — ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION is a federal credit union headquartered in CHALMETTE, LA with 1 branch location and about $15.92 million in total assets. Opened 65 years ago in 1959, ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION has about 3,098 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ST. BERNARD PARISH SCHOOL BOARD EMP FEDERAL CREDIT UNION
Address:
(Main Office)
200 E SAINT BERNARD HWY
CHALMETTE, LA 70043
Phone:(504) 301-9000
Fax:(504) 301-9010
Website:n/a
Branches:1 branch locations
Members:3,098
Credit Union Type:Federal Credit Union
Charter Number:12944
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1959
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$15,917,052
CEO/Manager:BETH W BONNECARRE
Chairperson:BRENDA BROWN

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 627,336
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,176,558
 Unsecured Loans 1,228,911
 Other Loans 4,588,182
 TOTAL LOANS 6,993,651
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -68,830
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 114,508
 All Other Assets 0
  TOTAL ASSETS 15,917,052
LIABILITIES & CAPITAL:  
 Dividends Payable 11,770
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,798
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 9,723,628
 All Other Shares & Deposits 1,092,521
  TOTAL SHARES & DEPOSITS 10,816,149
  TOTAL LIABILITIES 10,836,717
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 5,080,335
  TOTAL EQUITY 5,080,335
  TOTAL LIABILITIES, SHARES, & EQUITY 15,917,052
INCOME & EXPENSE  
 Loan Income 345,074
 Investment Income 232,124
 Other Income 11,459
 Total Employee Compensation & Benefits 135,614
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 155,222
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 68,830
 Cost of Funds 112,875
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 120,367
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