Dec, 31, 2023 — RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in RAYVILLE, LA with 1 branch location and about $606,182 in total assets. Opened 47 years ago in 1977, RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION has about 144 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | RICHLAND PARISH SCHOOLS FEDERAL CREDIT UNION |
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Address: (Main Office) | 411 Foster ST RAYVILLE, LA 71269-3307 |
Phone: | (318) 728-5964 |
Fax: | (318) 728-6362 |
Website: | n/a |
Branches: | 1 branch locations |
Members: | 144 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 22785 |
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Membership Type: | Educational |
Corporate Credit Union: | No |
Year Opened: | 1977 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $606,182 |
CEO/Manager: | Beverly R Gresham |
Chairperson: | Joyce Smith |
ASSETS: | $ Amount |
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Cash & Equivalents | 190,025 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 145,811 |
Other Loans | 23,534 |
TOTAL LOANS | 169,345 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -141 |
Land And Building | 0 |
Other Fixed Assets | 0 |
NCUSIF Deposit | 4,520 |
All Other Assets | 0 |
TOTAL ASSETS | 606,182 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 2,280 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 412,788 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 412,788 |
TOTAL LIABILITIES | 415,068 |
Regular Reserve | 0 |
Other Reserves | 38,372 |
Undivided Earnings | 152,742 |
TOTAL EQUITY | 191,114 |
TOTAL LIABILITIES, SHARES, & EQUITY | 606,182 |
INCOME & EXPENSE | |
Loan Income | 26,600 |
Investment Income | 4,495 |
Other Income | 368 |
Total Employee Compensation & Benefits | 13,836 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 7,827 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -1,326 |
Cost of Funds | 2,441 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 8,685 |
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