Dec, 31, 2023 — WHITESVILLE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in WHITESVILLE, KY with 1 branch location and about $34.21 million in total assets. Opened 62 years ago in 1962, WHITESVILLE COMMUNITY CREDIT UNION has about 2,299 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WHITESVILLE COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 10589 Franklin St WHITESVILLE, KY 42378 |
| Phone: | (270) 233-4447 |
| Fax: | (270) 233-4880 |
| Website: | https://www.whitesvillecommunitycu.com/ |
| Branches: | 1 branch locations |
| Members: | 2,299 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62432 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Jan 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $34,210,802 |
| CEO/Manager: | Kim S Greer |
| Chairperson: | Donnie Howard |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,775,171 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,091,953 |
| Unsecured Loans | 243,541 |
| Other Loans | 5,848,722 |
| TOTAL LOANS | 10,466,887 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,279 |
| Land And Building | 92,328 |
| Other Fixed Assets | 14,210 |
| NCUSIF Deposit | 333,175 |
| All Other Assets | 0 |
| TOTAL ASSETS | 34,210,802 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 31,043 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 144,932 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,589,344 |
| Regular shares | 24,268,142 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 30,857,485 |
| TOTAL LIABILITIES | 31,033,460 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,177,342 |
| TOTAL EQUITY | 3,177,342 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 34,210,802 |
| INCOME & EXPENSE | |
| Loan Income | 407,844 |
| Investment Income | 503,640 |
| Other Income | 171,660 |
| Total Employee Compensation & Benefits | 364,224 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 492,846 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 96,991 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 129,083 |
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