Credit Unions Near Me
National Credit Union Service Organization

NORTHERN KENTUCKY EDUCATORS' FEDERAL CREDIT UNION

Dec, 31, 2023 — NORTHERN KENTUCKY EDUCATORS' FEDERAL CREDIT UNION is a federal credit union headquartered in HIGHLAND HEIGHTS, KY with 2 branch locations and about $40.49 million in total assets. Opened 51 years ago in 1973, NORTHERN KENTUCKY EDUCATORS' FEDERAL CREDIT UNION has about 8,309 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTHERN KENTUCKY EDUCATORS' FEDERAL CREDIT UNION
Address:
(Main Office)
2805 Alexandria Way
HIGHLAND HEIGHTS, KY 41076
Phone:(859) 441-3405
Fax:(859) 442-1204
Website:https://www.nkfcu.org
Branches:2 branch locations
Members:8,309
Credit Union Type:Federal Credit Union
Charter Number:21339
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1973
Last Audited:Mar 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$40,487,741
CEO/Manager:Judy G Hester
Chairperson:Aaron W Seyfried

Call Report

  • Credit Builder
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,308,479
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,211,334
 Unsecured Loans 1,108,632
 Other Loans 12,685,406
 TOTAL LOANS 16,005,371
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -90,966
 Land And Building 490,144
 Other Fixed Assets 124,357
 NCUSIF Deposit 409,106
 All Other Assets 0
  TOTAL ASSETS 40,487,741
LIABILITIES & CAPITAL:  
 Dividends Payable 1,943
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 777,848
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,264,671
 Regular shares 26,824,964
 All Other Shares & Deposits 1,266,215
  TOTAL SHARES & DEPOSITS 35,355,850
  TOTAL LIABILITIES 36,135,641
 Regular Reserve 0
 Other Reserves 1,821,860
 Undivided Earnings 2,530,240
  TOTAL EQUITY 4,352,100
  TOTAL LIABILITIES, SHARES, & EQUITY 40,487,741
INCOME & EXPENSE  
 Loan Income 843,261
 Investment Income 789,367
 Other Income 147,832
 Total Employee Compensation & Benefits 585,574
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 902,213
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 65,593
 Cost of Funds 43,268
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 399,654
↑ Back to Top

Other Credit Unions

C&O UNITED CREDIT UNION
6720 Dixie Hwy
FLORENCE, KY 41042-2108
LEXINGTON POSTAL COMMUNITY CREDIT UNION
124 Louie Pl
LEXINGTON, KY 40511
METRO EMPLOYEES CREDIT UNION
1306 VERSAILLES RD STE 140
LEXINGTON, KY 40504-1795
K I T FEDERAL CREDIT UNION
9711 Linn Station Rd
LOUISVILLE, KY 40223
COVE FEDERAL CREDIT UNION
577 DUDLEY PIKE
EDGEWOOD, KY 41017
EXPREE CREDIT UNION
100 Moore Dr
FRANKFORT, KY 40601-8295
KUE FEDERAL CREDIT UNION
1 Quality St
LEXINGTON, KY 40507-1428
GREATER KENTUCKY CREDIT UNION
1001 RED MILE RD
LEXINGTON, KY 40504-2650
MOREHEAD COMMUNITY FEDERAL CREDIT UNION
503 W Main St
MOREHEAD, KY 40351-1539
THE HEALTH & EDUCATION FEDERAL CREDIT UNION
424 Park Pl
LEXINGTON, KY 40511-1829