C&O UNITED CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.co-united.org for more information.
Dec, 31, 2023 — C&O UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in Florence, KY with 1 branch location and about $19.33 million in total assets. Opened 96 years ago in 1928, C&O UNITED CREDIT UNION has about 3,130 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | C&O UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 6720 Dixie Hwy Florence, KY 41042-2108 |
| Phone: | (859) 331-3447 |
| Fax: | (859) 578-3642 |
| Website: | https://www.co-united.org |
| Branches: | 1 branch locations |
| Members: | 3,130 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62587 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | Mar 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,327,084 |
| CEO/Manager: | Judy Hester |
| Chairperson: | Jeffery Pohlman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,137,775 |
| TOTAL INVESTMENTS | 10,622,617 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,015,878 |
| Unsecured Loans | 606,123 |
| Other Loans | 2,565,365 |
| TOTAL LOANS | 4,187,366 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -27,662 |
| Land And Building | 0 |
| Other Fixed Assets | 132,732 |
| NCUSIF Deposit | 152,657 |
| All Other Assets | 121,599 |
| TOTAL ASSETS | 19,327,084 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 655 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 59,749 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,066,027 |
| Regular shares | 13,246,906 |
| All Other Shares & Deposits | 1,047,799 |
| TOTAL SHARES & DEPOSITS | 17,360,732 |
| TOTAL LIABILITIES | 17,421,136 |
| Regular Reserve | 725,223 |
| Other Reserves | 0 |
| Undivided Earnings | 1,180,725 |
| TOTAL EQUITY | 1,905,948 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,327,084 |
| INCOME & EXPENSE | |
| Loan Income | 272,629 |
| Investment Income | 193,277 |
| Other Income | 138,663 |
| Total Employee Compensation & Benefits | 256,172 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 296,013 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,098 |
| Cost of Funds | 23,204 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 15,082 |
| ↑ Back to Top | |