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WESTERN INDIANA CREDIT UNION

Dec, 31, 2023 — WESTERN INDIANA CREDIT UNION is a non-federally insured state credit union headquartered in SULLIVAN, IN with 2 branch locations and about $38.87 million in total assets. Opened 92 years ago in 1932, WESTERN INDIANA CREDIT UNION has about 2,926 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WESTERN INDIANA CREDIT UNION
Address:
(Main Office)
949 W State Road 154
SULLIVAN, IN 47882-7115
Phone:(812) 268-1196
Fax:(812) 268-8677
Website:https://www.westernindianacu.com
Branches:2 branch locations
Members:2,926
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:82789
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1932
Last Audited:Apr 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$38,865,766
CEO/Manager:Mitzi J Perkinson
Chairperson:Rusty D Sinders

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,609,765
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 18,922,913
 Unsecured Loans 427,642
 Other Loans 11,321,984
 TOTAL LOANS 30,672,539
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -122,736
 Land And Building 745,779
 Other Fixed Assets 26,370
 NCUSIF Deposit 0
 All Other Assets 0
  TOTAL ASSETS 38,865,766
LIABILITIES & CAPITAL:  
 Dividends Payable 176,794
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 179,659
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,735,872
 Regular shares 15,139,026
 All Other Shares & Deposits 11,398,143
  TOTAL SHARES & DEPOSITS 33,273,041
  TOTAL LIABILITIES 33,629,494
 Regular Reserve 0
 Other Reserves 1,301,508
 Undivided Earnings 3,934,764
  TOTAL EQUITY 5,236,272
  TOTAL LIABILITIES, SHARES, & EQUITY 38,865,766
INCOME & EXPENSE  
 Loan Income 1,515,141
 Investment Income 245,924
 Other Income 134,911
 Total Employee Compensation & Benefits 580,165
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 783,190
 Non-operating Income & (Expense) 9,077
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,947
 Cost of Funds 364,442
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 320,791
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