Credit Unions Near Me
National Credit Union Service Organization

PERFECT CIRCLE CREDIT UNION

Dec, 31, 2023 — PERFECT CIRCLE CREDIT UNION is a non-federally insured state credit union headquartered in Hagerstown, IN with 3 branch locations and about $60.21 million in total assets. Opened 92 years ago in 1932, PERFECT CIRCLE CREDIT UNION has about 6,043 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PERFECT CIRCLE CREDIT UNION
Address:
(Main Office)
PO Box 29
Hagerstown, IN 47346
Phone:(765) 489-4571
Fax:(765) 489-5778
Website:https://www.pccu.com
Branches:3 branch locations
Members:6,043
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:82792
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1932
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$60,213,909
CEO/Manager:Lisa Dykhoff
Chairperson:Clint F Hardin

Call Report

  • Commercial Loans
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,174,648
TOTAL INVESTMENTS 26,675,048
Loans Held for Sale 0
 
 Real Estate Loans 9,040,264
 Unsecured Loans 4,091,913
 Other Loans 15,849,354
 TOTAL LOANS 28,981,531
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -133,004
 Land And Building 798,070
 Other Fixed Assets 290,560
 NCUSIF Deposit 0
 All Other Assets 1,427,056
  TOTAL ASSETS 60,213,909
LIABILITIES & CAPITAL:  
 Dividends Payable 40
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 442,467
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,142,016
 Regular shares 22,882,908
 All Other Shares & Deposits 17,377,200
  TOTAL SHARES & DEPOSITS 53,402,124
  TOTAL LIABILITIES 53,844,631
 Regular Reserve 3,081,225
 Other Reserves 141,772
 Undivided Earnings 3,146,281
  TOTAL EQUITY 6,369,278
  TOTAL LIABILITIES, SHARES, & EQUITY 60,213,909
INCOME & EXPENSE  
 Loan Income 1,347,961
 Investment Income 321,355
 Other Income 827,195
 Total Employee Compensation & Benefits 1,069,501
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 963,287
 Non-operating Income & (Expense) -28,575
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 76,995
 Cost of Funds 209,489
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 148,664
↑ Back to Top

Other Credit Unions

MUNCIE POST OFFICE CREDIT UNION
P.O.BOX 2061
MUNCIE, IN 47307-0061
RICHMOND LIGHT EMPLOYEES FEDERAL CREDIT UNION
2000 US HIGHWAY 27 S
RICHMOND, IN 47374
RICHMOND CITY EMPLOYEES FEDERAL CREDIT UNION
50 North 5Th street
RICHMOND, IN 47374
WUFFACE FEDERAL CREDIT UNION
400 N A St
RICHMOND, IN 47374-4244
WHITEWATER REGIONAL FEDERAL CREDIT UNION
3030 Western Ave
CONNERSVILLE, IN 47331-2555
EASTERN INDIANA FEDERAL CREDIT UNION
801 S Memorial Dr
NEW CASTLE, IN 47362
FIRST COUNTY FEDERAL CREDIT UNION
1100 W 11th St
MUNCIE, IN 47302-2232
WAYNE COUNTY FEDERAL CREDIT UNION
3010 W Main St
RICHMOND, IN 47374-4583
HEALTH CARE PROFESSIONALS FEDERAL CREDIT UNION
1810 Williamsburg Pike
RICHMOND, IN 47374
A H E PLANT 3 FEDERAL CREDIT UNION
720 W FRANKLIN ST
WINCHESTER, IN 47394