Dec, 31, 2023 — STREATOR COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in STREATOR, IL with 1 branch location and about $37.16 million in total assets. Opened 74 years ago in 1950, STREATOR COMMUNITY CREDIT UNION has about 2,558 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STREATOR COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 302 N Park St STREATOR, IL 61364-2229 |
| Phone: | (815) 672-8488 |
| Fax: | (815) 672-1442 |
| Website: | https://www.streatorccu.org |
| Branches: | 1 branch locations |
| Members: | 2,558 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62939 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $37,156,883 |
| CEO/Manager: | Betsy Rhynes |
| Chairperson: | Mike Blakemore |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 964,140 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,061,271 |
| Unsecured Loans | 1,149,623 |
| Other Loans | 4,824,036 |
| TOTAL LOANS | 9,034,930 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -68,533 |
| Land And Building | 135,199 |
| Other Fixed Assets | 55,921 |
| NCUSIF Deposit | 333,742 |
| All Other Assets | 0 |
| TOTAL ASSETS | 37,156,883 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,832 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 228,029 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,415,996 |
| Regular shares | 23,683,706 |
| All Other Shares & Deposits | 2,206,876 |
| TOTAL SHARES & DEPOSITS | 33,306,578 |
| TOTAL LIABILITIES | 33,538,439 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,618,444 |
| TOTAL EQUITY | 3,618,444 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 37,156,883 |
| INCOME & EXPENSE | |
| Loan Income | 542,771 |
| Investment Income | 437,438 |
| Other Income | 203,661 |
| Total Employee Compensation & Benefits | 531,301 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 618,525 |
| Non-operating Income & (Expense) | -4,379 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 22,500 |
| Cost of Funds | 82,191 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 131,956 |
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