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RIVERSIDE COMMUNITY CREDIT UNION

Dec, 31, 2023 — RIVERSIDE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in KANKAKEE, IL with 2 branch locations and about $41.82 million in total assets. Opened 48 years ago in 1976, RIVERSIDE COMMUNITY CREDIT UNION has about 3,561 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:RIVERSIDE COMMUNITY CREDIT UNION
Address:
(Main Office)
185 N Fraser Ave
KANKAKEE, IL 60901
Phone:(815) 933-1101
Fax:(815) 933-1181
Website:https://www.riversidecu.com
Branches:2 branch locations
Members:3,561
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63791
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1976
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$41,822,777
CEO/Manager:Melissa K Bayston
Chairperson:Dale R Tolly

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,071,285
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,492,278
 Unsecured Loans 2,335,843
 Other Loans 13,977,201
 TOTAL LOANS 19,805,323
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -37,251
 Land And Building 1,127,654
 Other Fixed Assets 27,784
 NCUSIF Deposit 386,445
 All Other Assets 0
  TOTAL ASSETS 41,822,777
LIABILITIES & CAPITAL:  
 Dividends Payable 25
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 345,274
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,160,984
 Regular shares 26,428,651
 All Other Shares & Deposits 2,674,620
  TOTAL SHARES & DEPOSITS 37,264,254
  TOTAL LIABILITIES 37,609,553
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 4,213,224
  TOTAL EQUITY 4,213,224
  TOTAL LIABILITIES, SHARES, & EQUITY 41,822,777
INCOME & EXPENSE  
 Loan Income 941,793
 Investment Income 513,408
 Other Income 488,675
 Total Employee Compensation & Benefits 501,367
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 851,192
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 109,310
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 492,039
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