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DECATUR EARTHMOVER CREDIT UNION

Dec, 31, 2023 — DECATUR EARTHMOVER CREDIT UNION is a federally insured state chartered credit union headquartered in FORSYTH, IL with 6 branch locations and about $293.24 million in total assets. Opened 68 years ago in 1956, DECATUR EARTHMOVER CREDIT UNION has about 21,704 members and employs 98 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 271182919
Name:DECATUR EARTHMOVER CREDIT UNION
Address:
(Main Office)
260 W Marion Ave
FORSYTH, IL 62535
Phone:(217) 872-8170
Fax:(217) 872-8182
Website:https://www.decu.com
Branches:6 branch locations
Members:21,704
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68597
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1956
Last Audited:May 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$293,242,911
CEO/Manager:Barry Schmidt
Chairperson:Benny Lourash

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 13,170,339
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 30,545,243
 Unsecured Loans 10,521,209
 Other Loans 124,257,998
 TOTAL LOANS 165,324,450
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,730,268
 Land And Building 5,773,168
 Other Fixed Assets 789,269
 NCUSIF Deposit 2,672,275
 All Other Assets 15,000
  TOTAL ASSETS 293,242,911
LIABILITIES & CAPITAL:  
 Dividends Payable 70,915
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,100,155
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 58,258,113
 Regular shares 164,218,989
 All Other Shares & Deposits 42,469,045
  TOTAL SHARES & DEPOSITS 264,946,148
  TOTAL LIABILITIES 268,117,218
 Regular Reserve 0
 Other Reserves -8,630,038
 Undivided Earnings 33,755,731
  TOTAL EQUITY 25,125,693
  TOTAL LIABILITIES, SHARES, & EQUITY 293,242,911
INCOME & EXPENSE  
 Loan Income 8,971,557
 Investment Income 2,613,885
 Other Income 1,464,264
 Total Employee Compensation & Benefits 6,947,749
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 7,339,473
 Non-operating Income & (Expense) 1,312,654
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,164,404
 Cost of Funds 467,373
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,022,415
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