Dec, 31, 2023 — ST JOE VALLEY CREDIT UNION is a non-federally insured state credit union headquartered in ST MARIES, ID with 1 branch location and about $12.77 million in total assets. Opened 65 years ago in 1959, ST JOE VALLEY CREDIT UNION has about 1,200 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ST JOE VALLEY CREDIT UNION |
---|---|
Address: (Main Office) | 129 S 9th St ST MARIES, ID 83861 |
Phone: | (208) 245-4231 |
Fax: | (208) 245-5341 |
Website: | https://www.stjoevalleycu.com |
Branches: | 1 branch locations |
Members: | 1,200 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 97066 |
---|---|
Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1959 |
Last Audited: | Aug 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $12,766,903 |
CEO/Manager: | Gloria Rauch |
Chairperson: | Dale Hill |
ASSETS: | $ Amount |
---|---|
Cash & Equivalents | 1,134,304 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 3,026,320 |
Unsecured Loans | 255,909 |
Other Loans | 3,734,478 |
TOTAL LOANS | 7,016,707 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -27,255 |
Land And Building | 99,047 |
Other Fixed Assets | 27,077 |
NCUSIF Deposit | 0 |
All Other Assets | 0 |
TOTAL ASSETS | 12,766,903 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 5,896 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 154,762 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 3,021,122 |
Regular shares | 5,241,694 |
All Other Shares & Deposits | 3,208,362 |
TOTAL SHARES & DEPOSITS | 11,471,178 |
TOTAL LIABILITIES | 11,631,836 |
Regular Reserve | 0 |
Other Reserves | 304,429 |
Undivided Earnings | 830,638 |
TOTAL EQUITY | 1,135,067 |
TOTAL LIABILITIES, SHARES, & EQUITY | 12,766,903 |
INCOME & EXPENSE | |
Loan Income | 374,613 |
Investment Income | 146,971 |
Other Income | 38,957 |
Total Employee Compensation & Benefits | 194,782 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 180,312 |
Non-operating Income & (Expense) | 727 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,120 |
Cost of Funds | 28,071 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 141,972 |
↑ Back to Top |