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VALDOSTA TEACHERS FEDERAL CREDIT UNION

Dec, 31, 2023 — VALDOSTA TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in VALDOSTA, GA with 1 branch location and about $11.36 million in total assets. Opened 66 years ago in 1958, VALDOSTA TEACHERS FEDERAL CREDIT UNION has about 2,285 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:VALDOSTA TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
102 E Force St
VALDOSTA, GA 31601-3904
Phone:(229) 247-9930
Fax:(229) 247-1949
Website:https://www.valdostateachersfcu.org
Branches:1 branch locations
Members:2,285
Credit Union Type:Federal Credit Union
Charter Number:12290
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1958
Last Audited:Aug 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$11,359,642
CEO/Manager:Katy Houston
Chairperson:Willie C Ferrebee

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 502,817
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 490,499
 Unsecured Loans 1,178,013
 Other Loans 3,965,639
 TOTAL LOANS 5,634,151
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -82,932
 Land And Building 275,871
 Other Fixed Assets 56,225
 NCUSIF Deposit 105,406
 All Other Assets 0
  TOTAL ASSETS 11,359,642
LIABILITIES & CAPITAL:  
 Dividends Payable 1,331
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 153,106
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,659,944
 Regular shares 4,746,854
 All Other Shares & Deposits 3,284,049
  TOTAL SHARES & DEPOSITS 9,690,847
  TOTAL LIABILITIES 9,845,284
 Regular Reserve 0
 Other Reserves 279,011
 Undivided Earnings 1,235,347
  TOTAL EQUITY 1,514,358
  TOTAL LIABILITIES, SHARES, & EQUITY 11,359,642
INCOME & EXPENSE  
 Loan Income 354,651
 Investment Income 182,041
 Other Income 140,599
 Total Employee Compensation & Benefits 312,195
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 228,603
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 37,629
 Cost of Funds 32,032
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 109,223
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