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EMORY ALLIANCE CREDIT UNION

Dec, 31, 2023 — EMORY ALLIANCE CREDIT UNION is a federally insured state chartered credit union headquartered in DECATUR, GA with 4 branch locations and about $209.01 million in total assets. Opened 56 years ago in 1968, EMORY ALLIANCE CREDIT UNION has about 18,002 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 261172308
Name:EMORY ALLIANCE CREDIT UNION
Address:
(Main Office)
1237 CLAIRMONT RD
DECATUR, GA 30030
Phone:(404) 329-6415
Fax:(404) 329-6423
Website:https://emoryacu.com
Branches:4 branch locations
Members:18,002
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68573
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1968
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$209,012,089
CEO/Manager:Chris H Culberson
Chairperson:David Thurston

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 27,079,051
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 58,019,576
 Unsecured Loans 19,483,360
 Other Loans 56,473,039
 TOTAL LOANS 133,975,975
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,207,909
 Land And Building 0
 Other Fixed Assets 475,445
 NCUSIF Deposit 1,857,615
 All Other Assets 0
  TOTAL ASSETS 209,012,089
LIABILITIES & CAPITAL:  
 Dividends Payable 11,141
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,434,683
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 57,064,306
 Regular shares 118,325,995
 All Other Shares & Deposits 19,278,447
  TOTAL SHARES & DEPOSITS 194,668,748
  TOTAL LIABILITIES 198,114,572
 Regular Reserve 0
 Other Reserves -5,132,164
 Undivided Earnings 16,029,681
  TOTAL EQUITY 10,897,517
  TOTAL LIABILITIES, SHARES, & EQUITY 209,012,089
INCOME & EXPENSE  
 Loan Income 3,855,359
 Investment Income 719,693
 Other Income 866,752
 Total Employee Compensation & Benefits 2,234,973
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,844,955
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -259,448
 Cost of Funds 37,983
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,346,315
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