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COWETA CITIES & COUNTY EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2023 — COWETA CITIES & COUNTY EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in NEWNAN, GA with 1 branch location and about $28.30 million in total assets. Opened 53 years ago in 1971, COWETA CITIES & COUNTY EMPLOYEES FEDERAL CREDIT UNION has about 3,038 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COWETA CITIES & COUNTY EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
43 Jefferson Pkwy
NEWNAN, GA 30263-5813
Phone:(770) 253-2273
Fax:(770) 253-4218
Website:https://www.cccefcu.org
Branches:1 branch locations
Members:3,038
Credit Union Type:Federal Credit Union
Charter Number:20509
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1971
Last Audited:Mar 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$28,303,839
CEO/Manager:Dora Dumas
Chairperson:Travis W Hall

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,936,762
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 470,806
 Other Loans 9,105,130
 TOTAL LOANS 9,575,936
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -18,280
 Land And Building 255,919
 Other Fixed Assets 18,930
 NCUSIF Deposit 251,099
 All Other Assets 0
  TOTAL ASSETS 28,303,839
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 22,051
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 112,850
 Regular shares 20,819,343
 All Other Shares & Deposits 2,872,093
  TOTAL SHARES & DEPOSITS 23,804,286
  TOTAL LIABILITIES 23,826,337
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 4,477,502
  TOTAL EQUITY 4,477,502
  TOTAL LIABILITIES, SHARES, & EQUITY 28,303,839
INCOME & EXPENSE  
 Loan Income 495,223
 Investment Income 589,913
 Other Income 50,388
 Total Employee Compensation & Benefits 299,743
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 256,708
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 23,016
 Cost of Funds 77,763
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 478,294
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