Dec, 31, 2023 — COMBINED EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in WARNER ROBINS, GA with 1 branch location and about $15.65 million in total assets. Opened 55 years ago in 1969, COMBINED EMPLOYEES CREDIT UNION has about 3,480 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMBINED EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 593 Russell Pkwy WARNER ROBINS, GA 31088 |
| Phone: | (478) 929-5700 |
| Fax: | (478) 929-1999 |
| Website: | https://www.combinedecu.com |
| Branches: | 1 branch locations |
| Members: | 3,480 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60825 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $15,646,567 |
| CEO/Manager: | Robert T Glore, Jr. |
| Chairperson: | Ricky Harlowe |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,084,270 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,695,155 |
| Other Loans | 10,998,375 |
| TOTAL LOANS | 12,693,530 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -105,243 |
| Land And Building | 417,529 |
| Other Fixed Assets | 26,809 |
| NCUSIF Deposit | 123,590 |
| All Other Assets | 0 |
| TOTAL ASSETS | 15,646,567 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 31,461 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,636,467 |
| All Other Shares & Deposits | 8,585,943 |
| TOTAL SHARES & DEPOSITS | 14,222,410 |
| TOTAL LIABILITIES | 14,253,871 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,392,696 |
| TOTAL EQUITY | 1,392,696 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,646,567 |
| INCOME & EXPENSE | |
| Loan Income | 887,395 |
| Investment Income | 87,367 |
| Other Income | 44,498 |
| Total Employee Compensation & Benefits | 460,351 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 314,767 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 48,006 |
| Cost of Funds | 175,621 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 66,368 |
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