Dec, 31, 2023 — FLORIDA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in TAMPA, FL with 13 branch locations and about $595.02 million in total assets. Opened 70 years ago in 1954, FLORIDA CENTRAL CREDIT UNION has about 48,404 members and employs 133 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FLORIDA CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3333 Henderson Blvd TAMPA, FL 33609-2955 |
| Phone: | (813) 879-3333 |
| Fax: | |
| Website: | https://floridacentralcu.com |
| Branches: | 13 branch locations |
| Members: | 48,404 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67668 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $595,019,059 |
| CEO/Manager: | Linh N Dang |
| Chairperson: | William Mignone |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 58,318,872 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 129,955,948 |
| Unsecured Loans | 14,857,694 |
| Other Loans | 240,882,722 |
| TOTAL LOANS | 385,696,364 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,282,696 |
| Land And Building | 17,484,240 |
| Other Fixed Assets | 2,525,517 |
| NCUSIF Deposit | 5,300,362 |
| All Other Assets | 114,687 |
| TOTAL ASSETS | 595,019,059 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,271,950 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 179,138,494 |
| Regular shares | 208,325,655 |
| All Other Shares & Deposits | 186,212,972 |
| TOTAL SHARES & DEPOSITS | 573,677,122 |
| TOTAL LIABILITIES | 581,949,072 |
| Regular Reserve | 0 |
| Other Reserves | -24,854,788 |
| Undivided Earnings | 37,924,775 |
| TOTAL EQUITY | 13,069,987 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 595,019,059 |
| INCOME & EXPENSE | |
| Loan Income | 16,904,334 |
| Investment Income | 3,859,647 |
| Other Income | 2,451,493 |
| Total Employee Compensation & Benefits | 10,559,458 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 10,420,402 |
| Non-operating Income & (Expense) | 1,151,521 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,928,947 |
| Cost of Funds | 3,293,841 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,920,318 |
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