Dec, 31, 2023 — ECU CREDIT UNION is a federally insured state chartered credit union headquartered in LARGO, FL with 3 branch locations and about $37.37 million in total assets. Opened 33 years ago in 1991, ECU CREDIT UNION has about 2,730 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ECU CREDIT UNION |
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Address: (Main Office) | 8250 Bryan Dairy Rd Ste 150 LARGO, FL 33777 |
Phone: | (800) 382-2400 |
Fax: | (727) 393-0127 |
Website: | https://www.ecucreditunion.com |
Branches: | 3 branch locations |
Members: | 2,730 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 67336 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1991 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $37,371,332 |
CEO/Manager: | Susan Langley |
Chairperson: | Steven Harris |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,414,328 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 2,896,607 |
Unsecured Loans | 2,425,654 |
Other Loans | 7,060,895 |
TOTAL LOANS | 12,383,156 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -185,160 |
Land And Building | 0 |
Other Fixed Assets | 21,118 |
NCUSIF Deposit | 336,360 |
All Other Assets | 51,804 |
TOTAL ASSETS | 37,371,332 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 18,802 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 525,336 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 4,966,754 |
Regular shares | 11,885,931 |
All Other Shares & Deposits | 14,539,783 |
TOTAL SHARES & DEPOSITS | 31,392,469 |
TOTAL LIABILITIES | 31,936,607 |
Regular Reserve | 0 |
Other Reserves | -128,795 |
Undivided Earnings | 5,563,520 |
TOTAL EQUITY | 5,434,725 |
TOTAL LIABILITIES, SHARES, & EQUITY | 37,371,332 |
INCOME & EXPENSE | |
Loan Income | 628,226 |
Investment Income | 927,806 |
Other Income | 206,608 |
Total Employee Compensation & Benefits | 784,032 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 647,664 |
Non-operating Income & (Expense) | -11,750 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,845 |
Cost of Funds | 222,688 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 230,673 |
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