Jun, 30, 2024 — MIDUSA CREDIT UNION is a non-federally insured state credit union headquartered in MIDDLETOWN, OH with 9 branch locations and about $344.31 million in total assets. Opened 2025 years ago in 0, MIDUSA CREDIT UNION has about 20,465 members and employs 84 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | MIDUSA CREDIT UNION |
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Address: (Main Office) | 3600 Towne Blvd MIDDLETOWN, OH 45005-5543 |
Phone: | (513) 420-8640 |
Fax: | (513) 420-5901 |
Website: | https://www.myusacu.com |
Branches: | 9 branch locations |
Members: | 20,465 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 96755 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 0 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $344,309,057 |
CEO/Manager: | James C Miles |
Chairperson: | Emmanuel D'Souza |
ASSETS: | $ Amount |
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Cash & Equivalents | 28,904,904 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 108,874,664 |
Unsecured Loans | 15,400,708 |
Other Loans | 77,706,188 |
TOTAL LOANS | 201,981,560 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,916,159 |
Land And Building | 6,084,158 |
Other Fixed Assets | 847,697 |
NCUSIF Deposit | 0 |
All Other Assets | 0 |
TOTAL ASSETS | 344,309,057 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 4,287,487 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 70,182,285 |
Regular shares | 135,639,980 |
All Other Shares & Deposits | 100,358,586 |
TOTAL SHARES & DEPOSITS | 306,180,851 |
TOTAL LIABILITIES | 310,468,338 |
Regular Reserve | 0 |
Other Reserves | 13,689,879 |
Undivided Earnings | 20,150,840 |
TOTAL EQUITY | 33,840,719 |
TOTAL LIABILITIES, SHARES, & EQUITY | 344,309,057 |
INCOME & EXPENSE | |
Loan Income | 6,394,304 |
Investment Income | 958,540 |
Other Income | 1,345,568 |
Total Employee Compensation & Benefits | 4,504,683 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 4,832,641 |
Non-operating Income & (Expense) | 145,086 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 321,281 |
Cost of Funds | 362,021 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 334,602 |
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