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MIDUSA CREDIT UNION

Jun, 30, 2024 — MIDUSA CREDIT UNION is a non-federally insured state credit union headquartered in MIDDLETOWN, OH with 9 branch locations and about $344.31 million in total assets. Opened 2025 years ago in 0, MIDUSA CREDIT UNION has about 20,465 members and employs 84 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 242278742
Name:MIDUSA CREDIT UNION
Address:
(Main Office)
3600 Towne Blvd
MIDDLETOWN, OH 45005-5543
Phone:(513) 420-8640
Fax:(513) 420-5901
Website:https://www.myusacu.com
Branches:9 branch locations
Members:20,465
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:96755
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:0
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$344,309,057
CEO/Manager:James C Miles
Chairperson:Emmanuel D'Souza

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 28,904,904
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 108,874,664
 Unsecured Loans 15,400,708
 Other Loans 77,706,188
 TOTAL LOANS 201,981,560
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,916,159
 Land And Building 6,084,158
 Other Fixed Assets 847,697
 NCUSIF Deposit 0
 All Other Assets 0
  TOTAL ASSETS 344,309,057
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,287,487
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 70,182,285
 Regular shares 135,639,980
 All Other Shares & Deposits 100,358,586
  TOTAL SHARES & DEPOSITS 306,180,851
  TOTAL LIABILITIES 310,468,338
 Regular Reserve 0
 Other Reserves 13,689,879
 Undivided Earnings 20,150,840
  TOTAL EQUITY 33,840,719
  TOTAL LIABILITIES, SHARES, & EQUITY 344,309,057
INCOME & EXPENSE  
 Loan Income 6,394,304
 Investment Income 958,540
 Other Income 1,345,568
 Total Employee Compensation & Benefits 4,504,683
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,832,641
 Non-operating Income & (Expense) 145,086
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 321,281
 Cost of Funds 362,021
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 334,602
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