Dec, 31, 2023 — MIDUSA CREDIT UNION is a non-federally insured state credit union headquartered in MIDDLETOWN, OH with 9 branch locations and about $312.86 million in total assets. Opened 2024 years ago in 0, MIDUSA CREDIT UNION has about 19,262 members and employs 78 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MIDUSA CREDIT UNION |
|---|---|
| Address: (Main Office) | 3600 Towne Blvd MIDDLETOWN, OH 45005-5543 |
| Phone: | (513) 420-8640 |
| Fax: | (513) 420-5901 |
| Website: | https://www.myusacu.com |
| Branches: | 9 branch locations |
| Members: | 19,262 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 96755 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $312,861,585 |
| CEO/Manager: | James C Miles |
| Chairperson: | Emmanuel D'Souza |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 17,707,673 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 110,080,142 |
| Unsecured Loans | 21,785,619 |
| Other Loans | 65,266,919 |
| TOTAL LOANS | 197,132,684 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,985,721 |
| Land And Building | 6,393,962 |
| Other Fixed Assets | 554,652 |
| NCUSIF Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 312,861,585 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,030,844 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 57,765,112 |
| Regular shares | 111,107,236 |
| All Other Shares & Deposits | 100,579,334 |
| TOTAL SHARES & DEPOSITS | 269,451,685 |
| TOTAL LIABILITIES | 273,482,529 |
| Regular Reserve | 0 |
| Other Reserves | 17,370,306 |
| Undivided Earnings | 22,008,750 |
| TOTAL EQUITY | 39,379,056 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 312,861,585 |
| INCOME & EXPENSE | |
| Loan Income | 10,611,446 |
| Investment Income | 2,911,812 |
| Other Income | 1,704,964 |
| Total Employee Compensation & Benefits | 6,164,996 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 7,113,977 |
| Non-operating Income & (Expense) | 185,888 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 800,502 |
| Cost of Funds | 1,053,795 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,493,977 |
| ↑ Back to Top | |