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DELTA REFINING CO EMP FEDERAL CREDIT UNION

Dec, 31, 2023 — DELTA REFINING CO EMP FEDERAL CREDIT UNION is a federal credit union headquartered in MEMPHIS, TN with 1 branch location and about $5.00 million in total assets. Opened 70 years ago in 1954, DELTA REFINING CO EMP FEDERAL CREDIT UNION has about 304 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DELTA REFINING CO EMP FEDERAL CREDIT UNION
Address:
(Main Office)
2385 Riverport Rd
MEMPHIS, TN 38109
Phone:(901) 775-8814
Fax:(901) 942-6654
Website:n/a
Branches:1 branch locations
Members:304
Credit Union Type:Federal Credit Union
Charter Number:9310
Membership Type:Multiple common bond - Primarily other manufacturing
Corporate Credit Union:No
Year Opened:1954
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$5,004,087
CEO/Manager:Terrie L Snavely
Chairperson:John Ragar

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 364,810
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 42,527
 Other Loans 2,089,155
 TOTAL LOANS 2,131,682
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -21,300
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 38,640
 All Other Assets 0
  TOTAL ASSETS 5,004,087
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,355
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,795,094
 All Other Shares & Deposits 1,207,268
  TOTAL SHARES & DEPOSITS 4,002,365
  TOTAL LIABILITIES 4,010,720
 Regular Reserve 0
 Other Reserves 107,308
 Undivided Earnings 886,059
  TOTAL EQUITY 993,367
  TOTAL LIABILITIES, SHARES, & EQUITY 5,004,087
INCOME & EXPENSE  
 Loan Income 117,012
 Investment Income 95,247
 Other Income 3,987
 Total Employee Compensation & Benefits 70,357
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 39,593
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -12,491
 Cost of Funds 74,726
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 44,061
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