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DELTA REFINING CO EMP FEDERAL CREDIT UNION

Sep, 30, 2022 — DELTA REFINING CO EMP FEDERAL CREDIT UNION is a federal credit union headquartered in MEMPHIS, TN with 1 branch location and about $4.94 million in total assets. Opened 69 years ago in 1954, DELTA REFINING CO EMP FEDERAL CREDIT UNION has about 303 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DELTA REFINING CO EMP FEDERAL CREDIT UNION
Address:
(Main Office)
2385 Riverport Rd
MEMPHIS, TN 38109
Phone:(901) 775-8814
Fax:(901) 942-6654
Website:n/a
Branches:1 branch locations
Members:303
Credit Union Type:Federal Credit Union
Charter Number:9310
Membership Type:Multiple common bond - Primarily other manufacturing
Corporate Credit Union:No
Year Opened:1954
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$4,938,951
CEO/Manager:Terrie L Snavely
Chairperson:John Ragar

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 512,320
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 52,722
 Other Loans 2,607,222
 TOTAL LOANS 2,659,944
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -33,497
 Land And Building 0
 Other Fixed Assets 700
 NCUSIF Deposit 36,976
 All Other Assets 0
  TOTAL ASSETS 4,938,951
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 16,906
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 3,348,071
 All Other Shares & Deposits 633,866
  TOTAL SHARES & DEPOSITS 3,981,937
  TOTAL LIABILITIES 3,998,843
 Regular Reserve 0
 Other Reserves 107,309
 Undivided Earnings 832,799
  TOTAL EQUITY 940,108
  TOTAL LIABILITIES, SHARES, & EQUITY 4,938,951
INCOME & EXPENSE  
 Loan Income 87,136
 Investment Income 12,607
 Other Income 2,833
 Total Employee Compensation & Benefits 52,955
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 28,274
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 10,879
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 10,468
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