Credit Unions Near Me
National Credit Union Service Organization

STAR USA FEDERAL CREDIT UNION

Dec, 31, 2021 — STAR USA FEDERAL CREDIT UNION is a federal credit union headquartered in CHARLESTON, WV with 5 branch locations and about $161.57 million in total assets. Opened 86 years ago in 1936, STAR USA FEDERAL CREDIT UNION has about 15,798 members and employs 60 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251983691
Name:STAR USA FEDERAL CREDIT UNION
Address:
(Main Office)
1 Cantley Dr
CHARLESTON, WV 25314-1089
Phone:(304) 357-2319
Fax:(304) 357-2291
Website:http://www.star.coop
Branches:5 branch locations
Members:15,798
Credit Union Type:Federal Credit Union
Charter Number:911
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1936
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$161,573,825
CEO/Manager:Daniel R Smithson, Jr
Chairperson:Tom Epps

Call Report

  • Payday Alternative Loans (PAL Loans)
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,507,633
TOTAL INVESTMENTS 28,133,462
Loans Held for Sale 200,000
 
 Real Estate Loans 44,095,915
 Unsecured Loans 2,193,503
 Other Loans 57,684,872
 TOTAL LOANS 105,399,224
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -391,502
 Land And Building 6,466,491
 Other Fixed Assets 261,506
 NCUSIF Deposit 1,364,396
 All Other Assets 7,632,615
  TOTAL ASSETS 161,573,825
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 5,020,561
 Accounts Payable & Other Liabilities 467,479
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 25,003,966
 Regular shares 62,587,853
 All Other Shares & Deposits 53,521,555
  TOTAL SHARES & DEPOSITS 141,113,374
  TOTAL LIABILITIES 146,601,414
 Regular Reserve 7,861,189
 Other Reserves -453,232
 Undivided Earnings 7,564,454
  TOTAL EQUITY 14,972,411
  TOTAL LIABILITIES, SHARES, & EQUITY 161,573,825
INCOME & EXPENSE  
 Loan Income 5,645,822
 Investment Income 383,664
 Other Income 1,150,833
 Total Employee Compensation & Benefits 3,270,287
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,499,127
 Non-operating Income & (Expense) 154,843
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 639,575
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,027,127
↑ Back to Top

Other Credit Unions

LOCAL NO. 317 I.A.F.F. CREDIT UNION
205A Tennessee Ave
CHARLESTON, WV 25302-2370
CHARLESTON POSTAL FEDERAL CREDIT UNION
1000 CENTRE WAY
CHARLESTON, WV 25309
CHA-TEL FEDERAL CREDIT UNION
1500 Maccorkle Ave SE
CHARLESTON, WV 25396
ELEMENT FEDERAL CREDIT UNION
3418 MacCorkle Ave SE
CHARLESTON, WV 25304
SOUTH CHARLESTON EMPLOYEES FEDERAL CREDIT UNION
515 3rd Ave Ste 200
SOUTH CHARLESTON, WV 25303
CHARLESTON FEDERAL CREDIT UNION
300 VIRGINIA ST E RM 4203
CHARLESTON, WV 25301-2513
KEMBA CHARLESTON FEDERAL CREDIT UNION
1830 Roxalana Rd
DUNBAR, WV 25064-2705
CAMC FEDERAL CREDIT UNION
3400 MacCorkle Ave SE
CHARLESTON, WV 25304
MEMBERS CHOICE WV FEDERAL CREDIT UNION
201 Ohio Ave
CHARLESTON, WV 25302-2209
THE STATE CREDIT UNION
2200 WASHINGTON ST E
CHARLESTON, WV 25311-2219