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National Credit Union Service Organization

OUR COMMUNITY CREDIT UNION

Mar, 31, 2021 — OUR COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SHELTON, WA with 8 branch locations and about $537.85 million in total assets. Opened 80 years ago in 1941, OUR COMMUNITY CREDIT UNION has about 35,398 members and employs 92 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 325182357
Name:OUR COMMUNITY CREDIT UNION
Address:
(Main Office)
PO BOX 1670
SHELTON, WA 98584
Phone:(800) 426-5657
Fax:
Website:http://www.ourcu.com
Branches:8 branch locations
Members:35,398
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68609
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1941
Last Audited:Jun 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$537,851,474
CEO/Manager:Bert Fisher
Chairperson:Amy Thomason

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 71,516,350
TOTAL INVESTMENTS 260,297,604
Loans Held for Sale 0
 
 Real Estate Loans 56,993,422
 Unsecured Loans 17,614,125
 Other Loans 110,826,390
 TOTAL LOANS 185,433,937
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,154,993
 Land And Building 6,746,106
 Other Fixed Assets 3,506,919
 NCUSIF Deposit 3,916,147
 All Other Assets 7,589,404
  TOTAL ASSETS 537,851,474
LIABILITIES & CAPITAL:  
 Dividends Payable 145,745
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,620,454
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 127,551,447
 Regular shares 255,524,116
 All Other Shares & Deposits 98,224,057
  TOTAL SHARES & DEPOSITS 481,299,620
  TOTAL LIABILITIES 484,065,819
 Regular Reserve 1,970,996
 Other Reserves 2,458,072
 Undivided Earnings 49,356,587
  TOTAL EQUITY 53,785,655
  TOTAL LIABILITIES, SHARES, & EQUITY 537,851,474
INCOME & EXPENSE  
 Loan Income 2,219,288
 Investment Income 875,045
 Other Income 1,053,195
 Total Employee Compensation & Benefits 1,841,971
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,845,253
 Non-operating Income & (Expense) 124,478
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 144,000
 Cost of Funds 428,095
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 236,637
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