Credit Unions Near Me
National Credit Union Service Organization

COLORADO CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for COLORADO CREDIT UNION as of: December 31, 2023.
Charter Number: 68443

ASSETS$ Amount
CASH:  
 1. Cash on Hand 1,874,359
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 8,733,030
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 2,955,681
 5. Trading Debut Securities 800,030
 6. Available-for-Sale Debt Securities 39,238,429
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 0
 9. Loans to and investments in natural person credit unions 0
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 809,866
 12. All other investments in corporate credit unions 0
 13. All other investments 0
 14. TOTAL INVESTMENTS 0
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 0
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 289,403,458
 17. Less: Allowance for Loan & Lease Losses 0
 18: Less: Allowance for Credit Losses on Loans & Leases 1,291,087
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 14,041
 20. Land and Building 12,452,456
 21. Other Fixed Assets 901,694
 22. NCUA Share Insurance Capitalization Deposit 3,020,092
 23. Intangible Assets 0
 24. Other Assets 0
25. TOTAL ASSETS 374,266,689
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 4,000,000
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 4,000,000
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 0
 9. Accounts Payable and Other Liabilities 4,590,253
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 61,123,968
 12. Regular Shares 88,869,267
 13. Money Market Shares 68,296,692
 14. Share Certificates 93,653,219
 15. IRA/KEOGH Accounts 15,210,334
 16. All Other Shares 198,336
 17. TOTAL SHARES 327,351,815
 18. Nonmember Deposits 0
 19. TOTAL SHARES AND DEPOSITS 327,351,815
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 56,558,893
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 7,674,242
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 13,168,549
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 41,903
EQUITY:  
 33. Undivided Earnings 34,052,586
 34. Regular Reserves 0
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 6,186,545
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) -347,115
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities -1,567,395
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 374,266,689
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 16,015,405
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 1,553,517
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 17,568,922
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 101,203
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 4,786,967
 8. Interest on Borrowed Money 120,445
 9. TOTAL INTEREST EXPENSE 5,008,615
 10. Provision for Loan & Lease Losses 0
 11. Total Credit Loss Expense 595,618
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 0
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 734,142
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets -12,328
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 21,579
 21. TOTAL NON-INTEREST INCOME 3,439,534
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 6,547,102
 23. Travel and Conference Expense 81,721
 24. Office Occupancy Expense 1,199,820
 25. Office Operations Expense 3,096,040
 26. Educational and Promotional Expenses 534,208
 27. Loan Servicing Expense 1,265,114
 28. Professional and Outside Services 711,285
 29. Total Member Insurance -40,493
 30. Operating Fees (Examination and/or supervision fees) 30,451
 31. Miscellaneous Operating Expenses 320,184
 32. TOTAL NON-INTEREST EXPENSE 13,745,432
33. NET INCOME (LOSS) 1,658,791
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans13.952,554$3,073,338
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans11.492,499$2,815,641
 5. New Vehicle Loans6.74581$15,939,950
 6. Used Vehicle Loans6.743,918$66,785,357
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit11.24274$1,234,346
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property6.38233$60,783,587
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property8.752,820$112,254,432
 11. All Other Real Estate Loans/Lines of Credit6.885$139,755
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured6.8874$26,377,052
 13. Commercial Loans/Lines of Credit Not Real Estate Secured0.000$0
 14. TOTAL LOANS & LEASES12,958$289,403,458
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date2,075$115,165,829
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff11$284,597
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration6$25,904$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)6$25,904-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0