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National Credit Union Service Organization

COLORADO CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for COLORADO CREDIT UNION as of: September 30, 2021.
Charter Number: 68443

ASSETS$ Amount
CASH:  
 1. Cash on Hand 1,824,300
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 58,700,222
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 1,905,893
 5. Trading Debut Securities 199,830
 6. Available-for-Sale Debt Securities 9,204,332
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 19,146,000
 9. Loans to and investments in natural person credit unions 1,741,000
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 550,108
 12. All other investments in corporate credit unions 1,000,000
 13. All other investments 2,782,700
 14. TOTAL INVESTMENTS 36,529,863
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 3,983,731
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 183,429,759
 17. Less: Allowance for Loan & Lease Losses 846,207
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 0
 20. Land and Building 7,907,994
 21. Other Fixed Assets 1,117,931
 22. NCUA Share Insurance Capitalization Deposit 2,166,749
 23. Intangible Assets 0
 24. Other Assets 3,512,249
25. TOTAL ASSETS 298,326,591
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 0
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 0
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 0
 9. Accounts Payable and Other Liabilities 4,204,854
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 49,450,613
 12. Regular Shares 79,007,902
 13. Money Market Shares 78,284,006
 14. Share Certificates 46,351,246
 15. IRA/KEOGH Accounts 12,953,453
 16. All Other Shares 199,078
 17. TOTAL SHARES 266,246,298
 18. Nonmember Deposits 0
 19. TOTAL SHARES AND DEPOSITS 266,246,298
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 199,078
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 26,599,060
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 6,998,027
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 12,819,419
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 31,661
EQUITY:  
 33. Undivided Earnings 25,345,236
 34. Regular Reserves 1,240,482
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 1,302,383
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities -12,662
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 298,326,591
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 5,271,334
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 364,074
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 5,635,408
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 56,917
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 841,364
 8. Interest on Borrowed Money 0
 9. TOTAL INTEREST EXPENSE 898,281
 10. Provision for Loan & Lease Losses -48,055
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 4,785,182
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 373,723
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets -22,380
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 0
 21. TOTAL NON-INTEREST INCOME 5,210,046
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 4,410,428
 23. Travel and Conference Expense 18,559
 24. Office Occupancy Expense 611,176
 25. Office Operations Expense 1,561,687
 26. Educational and Promotional Expenses 277,567
 27. Loan Servicing Expense 977,682
 28. Professional and Outside Services 448,393
 29. Total Member Insurance -110,022
 30. Operating Fees (Examination and/or supervision fees) 17,368
 31. Miscellaneous Operating Expenses 69,911
 32. TOTAL NON-INTEREST EXPENSE 8,282,749
33. NET INCOME (LOSS) 1,712,479
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans10.951,847$2,055,516
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans11.991,764$2,174,464
 5. New Vehicle Loans2.49380$8,459,108
 6. Used Vehicle Loans2.493,465$50,601,323
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit8.24212$819,313
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property2.63115$30,805,563
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property3.752,461$72,012,206
 11. All Other Real Estate Loans/Lines of Credit3.503$90,652
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured3.8852$16,411,614
 13. Commercial Loans/Lines of Credit Not Real Estate Secured0.000$0
 14. TOTAL LOANS & LEASES10,299$183,429,759
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date2,311$204,446,113
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff7$204,559
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration0$0$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)0$0-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0