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HUDSON RIVER COMMUNITY CREDIT UNION

Sep, 30, 2021 — HUDSON RIVER COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in Corinth, NY with 5 branch locations and about $333.83 million in total assets. Opened 68 years ago in 1954, HUDSON RIVER COMMUNITY CREDIT UNION has about 26,469 members and employs 73 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221375132
Name:HUDSON RIVER COMMUNITY CREDIT UNION
Address:
(Main Office)
One Third Street
Corinth, NY 12822
Phone:(518) 886-3400
Fax:
Website:http://www.hrccu.org
Branches:5 branch locations
Members:26,469
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68342
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$333,833,888
CEO/Manager:Susan Commanda
Chairperson:Charles Pasquarell

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 38,726,631
TOTAL INVESTMENTS 12,308,220
Loans Held for Sale 0
 
 Real Estate Loans 143,319,886
 Unsecured Loans 24,321,825
 Other Loans 92,216,269
 TOTAL LOANS 260,646,560
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,588,404
 Land And Building 8,287,098
 Other Fixed Assets 604,518
 NCUSIF Deposit 2,527,668
 All Other Assets 12,321,597
  TOTAL ASSETS 333,833,888
LIABILITIES & CAPITAL:  
 Dividends Payable 107,326
 Notes & Interest Payable 12,895,563
 Accounts Payable & Other Liabilities 1,509,466
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 54,733,061
 Regular shares 141,833,816
 All Other Shares & Deposits 80,460,270
  TOTAL SHARES & DEPOSITS 277,027,147
  TOTAL LIABILITIES 291,539,502
 Regular Reserve 4,081,997
 Other Reserves 808,513
 Undivided Earnings 37,403,876
  TOTAL EQUITY 42,294,386
  TOTAL LIABILITIES, SHARES, & EQUITY 333,833,888
INCOME & EXPENSE  
 Loan Income 9,075,993
 Investment Income 164,817
 Other Income 1,911,170
 Total Employee Compensation & Benefits 4,300,291
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 4,313,979
 Non-operating Income & (Expense) 952,824
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 325,513
 Cost of Funds 1,046,576
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,118,544
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