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CLARITY CREDIT UNION

Mar, 31, 2022 — CLARITY CREDIT UNION is a federally insured state chartered credit union headquartered in MERIDIAN, ID with 6 branch locations and about $168.64 million in total assets. Opened 74 years ago in 1948, CLARITY CREDIT UNION has about 16,723 members and employs 49 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CLARITY CREDIT UNION
Address:
(Main Office)
1880 S Cobalt Point Way
MERIDIAN, ID 83642
Phone:(208) 437-6583
Fax:(208) 466-0049
Website:http://www.claritycu.com
Branches:6 branch locations
Members:16,723
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68295
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1948
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$168,643,873
CEO/Manager:Wendy Edwards
Chairperson:Brett Spencer

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 18,974,394
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 30,962,669
 Unsecured Loans 6,389,696
 Other Loans 58,544,835
 TOTAL LOANS 95,897,200
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -350,740
 Land And Building 7,120,943
 Other Fixed Assets 521,477
 NCUSIF Deposit 1,242,363
 All Other Assets 0
  TOTAL ASSETS 168,643,873
LIABILITIES & CAPITAL:  
 Dividends Payable 21,590
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,672,169
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 39,883,776
 Regular shares 103,472,630
 All Other Shares & Deposits 12,128,358
  TOTAL SHARES & DEPOSITS 155,484,764
  TOTAL LIABILITIES 157,179,929
 Regular Reserve 0
 Other Reserves 1,361,967
 Undivided Earnings 10,101,977
  TOTAL EQUITY 11,463,944
  TOTAL LIABILITIES, SHARES, & EQUITY 168,643,873
INCOME & EXPENSE  
 Loan Income 1,044,333
 Investment Income 51,018
 Other Income 223,127
 Total Employee Compensation & Benefits 901,797
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 834,027
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 84,536
 Cost of Funds 34,299
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 29,545
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