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National Credit Union Service Organization

PREMIER COMMUNITY CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for PREMIER COMMUNITY CREDIT UNION as of: June 30, 2021.
Charter Number: 64515

ASSETS$ Amount
CASH:  
 1. Cash on Hand 1,611,671
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 30,612,374
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 11
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 82,952,350
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 748,000
 9. Loans to and investments in natural person credit unions 499,000
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 263,467
 12. All other investments in corporate credit unions 0
 13. All other investments 413,715
 14. TOTAL INVESTMENTS 84,876,532
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 0
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 78,308,197
 17. Less: Allowance for Loan & Lease Losses 1,015,968
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 12,597
 20. Land and Building 3,260,600
 21. Other Fixed Assets 263,525
 22. NCUA Share Insurance Capitalization Deposit 1,624,973
 23. Intangible Assets 0
 24. Other Assets 4,130,248
25. TOTAL ASSETS 203,684,760
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 0
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 0
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 0
 9. Accounts Payable and Other Liabilities 1,750,665
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 45,017,211
 12. Regular Shares 96,585,803
 13. Money Market Shares 21,468,686
 14. Share Certificates 8,286,235
 15. IRA/KEOGH Accounts 3,207,452
 16. All Other Shares 11,731,157
 17. TOTAL SHARES 186,296,544
 18. Nonmember Deposits 0
 19. TOTAL SHARES AND DEPOSITS 186,296,544
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 420,145
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 11,187
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 1,820,727
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 399,091
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 424,527
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 19,668
EQUITY:  
 33. Undivided Earnings 13,911,979
 34. Regular Reserves 1,825,000
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 0
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities -99,428
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 203,684,760
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 1,637,499
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 422,586
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 2,060,085
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 58,447
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 8
 9. TOTAL INTEREST EXPENSE 58,455
 10. Provision for Loan & Lease Losses 59,361
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 1,942,269
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 835,191
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 0
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) -6,642
 21. TOTAL NON-INTEREST INCOME 902,834
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 1,416,657
 23. Travel and Conference Expense 18,412
 24. Office Occupancy Expense 195,260
 25. Office Operations Expense 486,657
 26. Educational and Promotional Expenses 38,402
 27. Loan Servicing Expense 156,674
 28. Professional and Outside Services 432,314
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 11,209
 31. Miscellaneous Operating Expenses 44,460
 32. TOTAL NON-INTEREST EXPENSE 2,800,045
33. NET INCOME (LOSS) 45,058
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans9.991,338$2,186,872
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans11.02790$1,289,356
 5. New Vehicle Loans4.07245$5,467,660
 6. Used Vehicle Loans4.632,121$25,365,634
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit6.71933$19,753,726
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property3.98127$20,728,861
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property5.1841$1,485,016
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured4.2510$1,986,736
 13. Commercial Loans/Lines of Credit Not Real Estate Secured7.501$44,336
 14. TOTAL LOANS & LEASES5,606$78,308,197
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date361$18,088,815
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff5$85,643
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration0$0$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)0$0-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration1$307,795$0
  b. Other Government Guaranteed0$0$0