Dec, 31, 2023 — MISSOURI CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in LEES SUMMIT, MO with 1 branch location and about $76.83 million in total assets. Opened 93 years ago in 1931, MISSOURI CENTRAL CREDIT UNION has about 8,146 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MISSOURI CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 825 NE Deerbrook St LEES SUMMIT, MO 64086-6750 |
| Phone: | (816) 246-0002 |
| Fax: | (816) 246-0043 |
| Website: | https://www.mocentral.org |
| Branches: | 1 branch locations |
| Members: | 8,146 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64036 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1931 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $76,833,106 |
| CEO/Manager: | Josh C Wooley |
| Chairperson: | Dominique Bennet |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,071,369 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,850,818 |
| Unsecured Loans | 1,262,775 |
| Other Loans | 46,624,976 |
| TOTAL LOANS | 66,738,567 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -778,690 |
| Land And Building | 1,179,761 |
| Other Fixed Assets | 91,380 |
| NCUSIF Deposit | 696,039 |
| All Other Assets | 2,000 |
| TOTAL ASSETS | 76,833,106 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,231 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 633,292 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,504,988 |
| Regular shares | 30,353,951 |
| All Other Shares & Deposits | 24,473,564 |
| TOTAL SHARES & DEPOSITS | 68,332,503 |
| TOTAL LIABILITIES | 68,967,026 |
| Regular Reserve | 0 |
| Other Reserves | 6,926,801 |
| Undivided Earnings | 939,279 |
| TOTAL EQUITY | 7,866,080 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 76,833,106 |
| INCOME & EXPENSE | |
| Loan Income | 3,402,954 |
| Investment Income | 228,331 |
| Other Income | 384,897 |
| Total Employee Compensation & Benefits | 1,305,197 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,567,009 |
| Non-operating Income & (Expense) | -22,672 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 594,221 |
| Cost of Funds | 395,898 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 605,154 |
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