Credit Unions Near Me
National Credit Union Service Organization

WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION

Mar, 31, 2021 — WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in HAGERSTOWN, MD with 3 branch locations and about $83.03 million in total assets. Opened 72 years ago in 1949, WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION has about 4,273 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WASHINGTON COUNTY TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
19638 LEITERSBURG PIKE, SUITE 100
HAGERSTOWN, MD 21742
Phone:(301) 790-3131
Fax:(301) 733-2467
Website:http://www.wctfcu.net
Branches:3 branch locations
Members:4,273
Credit Union Type:Federal Credit Union
Charter Number:6353
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1949
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$83,025,019
CEO/Manager:Steve Ebersole
Chairperson:Robert Alton

Call Report

  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 41,829,029
TOTAL INVESTMENTS 13,588,832
Loans Held for Sale 0
 
 Real Estate Loans 13,632,413
 Unsecured Loans 1,195,968
 Other Loans 10,744,129
 TOTAL LOANS 25,572,510
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -60,350
 Land And Building 1,250,668
 Other Fixed Assets 139,457
 NCUSIF Deposit 628,738
 All Other Assets 76,135
  TOTAL ASSETS 83,025,019
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 103,229
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,959,908
 Regular shares 43,693,434
 All Other Shares & Deposits 19,959,937
  TOTAL SHARES & DEPOSITS 72,613,279
  TOTAL LIABILITIES 72,716,508
 Regular Reserve 960,653
 Other Reserves 0
 Undivided Earnings 9,347,858
  TOTAL EQUITY 10,308,511
  TOTAL LIABILITIES, SHARES, & EQUITY 83,025,019
INCOME & EXPENSE  
 Loan Income 244,877
 Investment Income 36,007
 Other Income 43,273
 Total Employee Compensation & Benefits 139,306
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 168,929
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 43,416
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -26,459
↑ Back to Top

Other Credit Unions

M B F T FEDERAL CREDIT UNION
1 POPLAR ST
THURMONT, MD 21788
MVP POSTAL AND PRINTING FEDERAL CREDIT UNION
16501 SHADY GROVE RD
GAITHERSBURG, MD 20898
KOREAN CATHOLIC FEDERAL CREDIT UNION
17615 OLD BALTIMORE RD
OLNEY, MD 20832
FERKO MD FEDERAL CREDIT UNION
PO Box 1478
FREDERICK, MD 21702
CAPITAL AREA TAIWANESE FEDERAL CREDIT UNION
14403 Harvest Moon Rd
BOYDS, MD 20841-4354
CAPITAL AREA REALTORS FEDERAL CREDIT UNION
P.O. BOX 1573
ROCKVILLE, MD 20849-1573
BULL DOG FEDERAL CREDIT UNION
580 NORTHERN AVE
HAGERSTOWN, MD 21742
NYMEO FEDERAL CREDIT UNION
5210 CHAIRMANS CT
FREDERICK, MD 21703
MID-ATLANTIC FEDERAL CREDIT UNION
12820 Wisteria Dr
GERMANTOWN, MD 20874-2627
SKYPOINT FEDERAL CREDIT UNION
19785 CRYSTAL ROCK DR, SUITE 201
GERMANTOWN, MD 20874