Dec, 31, 2023 — ONPOINT COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in PORTLAND, OR with 57 branch locations and about $8.74 billion in total assets. Opened 92 years ago in 1932, ONPOINT COMMUNITY CREDIT UNION has about 546,797 members and employs 1,101 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONPOINT COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2701 NW Vaughn St PORTLAND, OR 97210 |
| Phone: | (800) 527-3932 |
| Fax: | (503) 273-1787 |
| Website: | https://www.onpointcu.com |
| Branches: | 57 branch locations |
| Members: | 546,797 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62745 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $8,738,629,867 |
| CEO/Manager: | Robert Stuart |
| Chairperson: | Katherine Durham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,383,758,068 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 17,036,471 |
| Real Estate Loans | 3,391,346,971 |
| Unsecured Loans | 268,334,797 |
| Other Loans | 1,616,229,987 |
| TOTAL LOANS | 5,275,911,755 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -36,778,597 |
| Land And Building | 8,064,989 |
| Other Fixed Assets | 83,640,049 |
| NCUSIF Deposit | 72,265,762 |
| All Other Assets | 936,451 |
| TOTAL ASSETS | 8,738,629,867 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 227,770,194 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,253,455,824 |
| Regular shares | 1,792,882,424 |
| All Other Shares & Deposits | 3,375,843,789 |
| TOTAL SHARES & DEPOSITS | 7,422,182,037 |
| TOTAL LIABILITIES | 7,650,433,253 |
| Regular Reserve | 0 |
| Other Reserves | -33,029,055 |
| Undivided Earnings | 1,121,225,669 |
| TOTAL EQUITY | 1,088,196,614 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,738,629,867 |
| INCOME & EXPENSE | |
| Loan Income | 245,440,171 |
| Investment Income | 123,121,865 |
| Other Income | 11,607,403 |
| Total Employee Compensation & Benefits | 121,285,735 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 129,653,365 |
| Non-operating Income & (Expense) | -168,462 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 19,653,657 |
| Cost of Funds | 54,516,865 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 115,391,217 |
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