Jun, 30, 2024 — TOGETHER CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 26 branch locations and about $2.42 billion in total assets. Opened 86 years ago in 1939, TOGETHER CREDIT UNION has about 139,120 members and employs 436 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TOGETHER CREDIT UNION |
|---|---|
| Address: (Main Office) | 423 Lynch St SAINT LOUIS, MO 63118-1902 |
| Phone: | (314) 771-7700 |
| Fax: | (314) 771-3540 |
| Website: | https://www.togethercu.org |
| Branches: | 26 branch locations |
| Members: | 139,120 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62715 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,418,892,007 |
| CEO/Manager: | Robert McKay |
| Chairperson: | Mark Harris |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 63,001,118 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,318,483 |
| Real Estate Loans | 848,701,508 |
| Unsecured Loans | 181,558,506 |
| Other Loans | 870,086,722 |
| TOTAL LOANS | 1,900,346,736 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,853,977 |
| Land And Building | 39,662,274 |
| Other Fixed Assets | 11,060,977 |
| NCUSIF Deposit | 19,064,971 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,418,892,007 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 194,032 |
| Notes & Interest Payable | 84,000,000 |
| Accounts Payable & Other Liabilities | 32,081,576 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 414,674,856 |
| Regular shares | 535,413,713 |
| All Other Shares & Deposits | 1,168,992,342 |
| TOTAL SHARES & DEPOSITS | 2,119,080,911 |
| TOTAL LIABILITIES | 2,235,356,519 |
| Regular Reserve | 0 |
| Other Reserves | -40,158,017 |
| Undivided Earnings | 223,693,505 |
| TOTAL EQUITY | 183,535,488 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,418,892,007 |
| INCOME & EXPENSE | |
| Loan Income | 54,540,983 |
| Investment Income | 4,503,455 |
| Other Income | 6,720,722 |
| Total Employee Compensation & Benefits | 29,286,963 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 29,106,504 |
| Non-operating Income & (Expense) | 2,203,923 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,100,000 |
| Cost of Funds | 7,818,108 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,461,381 |
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