Dec, 31, 2023 — CSD CREDIT UNION is a federally insured state chartered credit union headquartered in KANSAS CITY, MO with 1 branch location and about $74.50 million in total assets. Opened 65 years ago in 1959, CSD CREDIT UNION has about 5,716 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CSD CREDIT UNION |
|---|---|
| Address: (Main Office) | 8510 E BANNISTER RD KANSAS CITY, MO 64134-1841 |
| Phone: | (816) 763-4020 |
| Fax: | (816) 966-8743 |
| Website: | https://www.csdcu.org |
| Branches: | 1 branch locations |
| Members: | 5,716 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62701 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $74,497,802 |
| CEO/Manager: | EDWARD WATTS |
| Chairperson: | FREDA M MARKLEY |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,689,848 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,197,410 |
| Unsecured Loans | 1,769,619 |
| Other Loans | 18,208,557 |
| TOTAL LOANS | 37,175,586 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -169,140 |
| Land And Building | 918,375 |
| Other Fixed Assets | 189,981 |
| NCUSIF Deposit | 624,395 |
| All Other Assets | 0 |
| TOTAL ASSETS | 74,497,802 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 75,388 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 209,617 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,719,099 |
| Regular shares | 23,679,470 |
| All Other Shares & Deposits | 29,268,003 |
| TOTAL SHARES & DEPOSITS | 65,666,573 |
| TOTAL LIABILITIES | 65,951,578 |
| Regular Reserve | 0 |
| Other Reserves | 7,289,747 |
| Undivided Earnings | 1,256,477 |
| TOTAL EQUITY | 8,546,224 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 74,497,802 |
| INCOME & EXPENSE | |
| Loan Income | 1,974,533 |
| Investment Income | 955,463 |
| Other Income | 178,394 |
| Total Employee Compensation & Benefits | 1,050,398 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 924,063 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 45,820 |
| Cost of Funds | 582,997 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 832,434 |
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