Dec, 31, 2023 — EL RENO R.I.L. CREDIT UNION is a federally insured state chartered credit union headquartered in EL RENO, OK with 1 branch location and about $40.16 million in total assets. Opened 90 years ago in 1934, EL RENO R.I.L. CREDIT UNION has about 4,891 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EL RENO R.I.L. CREDIT UNION |
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Address: (Main Office) | 320 S Rock Island Ave EL RENO, OK 73036 |
Phone: | (405) 262-1463 |
Fax: | (405) 262-9435 |
Website: | https://www.rockislandcu.com |
Branches: | 1 branch locations |
Members: | 4,891 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62479 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1934 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $40,156,859 |
CEO/Manager: | Griselda Spencer |
Chairperson: | Robert McCray |
ASSETS: | $ Amount |
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Cash & Equivalents | 4,162,922 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 517,319 |
Unsecured Loans | 247,508 |
Other Loans | 19,797,030 |
TOTAL LOANS | 20,561,856 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -81,174 |
Land And Building | 108,588 |
Other Fixed Assets | 13,796 |
NCUSIF Deposit | 400,070 |
All Other Assets | 0 |
TOTAL ASSETS | 40,156,859 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 276,908 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 7,140,561 |
Regular shares | 17,792,193 |
All Other Shares & Deposits | 10,162,095 |
TOTAL SHARES & DEPOSITS | 35,094,850 |
TOTAL LIABILITIES | 35,371,758 |
Regular Reserve | 0 |
Other Reserves | -623,069 |
Undivided Earnings | 5,408,170 |
TOTAL EQUITY | 4,785,101 |
TOTAL LIABILITIES, SHARES, & EQUITY | 40,156,859 |
INCOME & EXPENSE | |
Loan Income | 866,459 |
Investment Income | 696,253 |
Other Income | 240,652 |
Total Employee Compensation & Benefits | 602,189 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 664,080 |
Non-operating Income & (Expense) | 7,396 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 114,809 |
Cost of Funds | 205,498 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 229,155 |
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