Jun, 30, 2024 — DUPONT COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in WAYNESBORO, VA with 14 branch locations and about $1.83 billion in total assets. Opened 65 years ago in 1959, DUPONT COMMUNITY CREDIT UNION has about 115,659 members and employs 341 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DUPONT COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1154 Shenandoah Village Dr WAYNESBORO, VA 22980 |
| Phone: | (540) 946-3200 |
| Fax: | (540) 946-3212 |
| Website: | https://mydccu.com |
| Branches: | 14 branch locations |
| Members: | 115,659 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62474 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,830,409,328 |
| CEO/Manager: | Steve Elkins |
| Chairperson: | Everett J Campbell, Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 116,643,988 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 253,800 |
| Real Estate Loans | 769,479,854 |
| Unsecured Loans | 134,999,029 |
| Other Loans | 169,030,320 |
| TOTAL LOANS | 1,073,509,203 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,036,834 |
| Land And Building | 46,761,255 |
| Other Fixed Assets | 8,498,910 |
| NCUSIF Deposit | 15,222,215 |
| All Other Assets | 58,370 |
| TOTAL ASSETS | 1,830,409,328 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 9,828,300 |
| Accounts Payable & Other Liabilities | 26,755,267 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 473,669,498 |
| Regular shares | 427,013,409 |
| All Other Shares & Deposits | 791,538,954 |
| TOTAL SHARES & DEPOSITS | 1,692,221,861 |
| TOTAL LIABILITIES | 1,728,805,428 |
| Regular Reserve | 0 |
| Other Reserves | -66,527,000 |
| Undivided Earnings | 168,130,900 |
| TOTAL EQUITY | 101,603,900 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,830,409,328 |
| INCOME & EXPENSE | |
| Loan Income | 32,514,916 |
| Investment Income | 6,870,222 |
| Other Income | 4,848,164 |
| Total Employee Compensation & Benefits | 20,239,619 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 20,867,175 |
| Non-operating Income & (Expense) | 1,872,609 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,632,646 |
| Cost of Funds | 4,976,951 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,088,244 |
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