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LOUISIANA CENTRAL CREDIT UNION

Dec, 31, 2023 — LOUISIANA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in HARAHAN, LA with 1 branch location and about $12.13 million in total assets. Opened 82 years ago in 1942, LOUISIANA CENTRAL CREDIT UNION has about 2,175 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOUISIANA CENTRAL CREDIT UNION
Address:
(Main Office)
824 Elmwood Park Blvd
HARAHAN, LA 70123-3332
Phone:(504) 733-0789
Fax:(504) 733-0767
Website:https://louisianacentral.org
Branches:1 branch locations
Members:2,175
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61724
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1942
Last Audited:Dec 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$12,125,193
CEO/Manager:Mary E Schroeder
Chairperson:Stephanie M Prunty

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,213,380
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 791,618
 Unsecured Loans 2,994,403
 Other Loans 5,939,589
 TOTAL LOANS 9,725,610
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -45,812
 Land And Building 0
 Other Fixed Assets 7,274
 NCUSIF Deposit 111,750
 All Other Assets 0
  TOTAL ASSETS 12,125,193
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 85
 Accounts Payable & Other Liabilities 131,294
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 988,505
 Regular shares 7,473,884
 All Other Shares & Deposits 2,451,728
  TOTAL SHARES & DEPOSITS 10,914,117
  TOTAL LIABILITIES 11,045,496
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,079,697
  TOTAL EQUITY 1,079,697
  TOTAL LIABILITIES, SHARES, & EQUITY 12,125,193
INCOME & EXPENSE  
 Loan Income 642,367
 Investment Income 36,478
 Other Income 135,682
 Total Employee Compensation & Benefits 280,096
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 441,151
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 18,200
 Cost of Funds 39,488
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 106,961
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