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LOUISIANA CENTRAL CREDIT UNION

Dec, 31, 2021 — LOUISIANA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in HARAHAN, LA with 1 branch location and about $13.78 million in total assets. Opened 80 years ago in 1942, LOUISIANA CENTRAL CREDIT UNION has about 2,492 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOUISIANA CENTRAL CREDIT UNION
Address:
(Main Office)
824 Elmwood Park Blvd
HARAHAN, LA 70123-3332
Phone:(504) 733-0789
Fax:(504) 733-0767
Website:http://louisianacentral.org
Branches:1 branch locations
Members:2,492
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61724
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1942
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$13,783,074
CEO/Manager:John E Tramell
Chairperson:Henry V Orgeron

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 323,811
TOTAL INVESTMENTS 4,850,913
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 2,761,002
 Other Loans 5,262,070
 TOTAL LOANS 8,548,735
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -183,826
 Land And Building 0
 Other Fixed Assets 13,503
 NCUSIF Deposit 121,842
 All Other Assets 108,096
  TOTAL ASSETS 13,783,074
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 79,097
 Accounts Payable & Other Liabilities 303,106
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,399,203
 Regular shares 9,432,462
 All Other Shares & Deposits 1,655,577
  TOTAL SHARES & DEPOSITS 12,487,242
  TOTAL LIABILITIES 12,869,445
 Regular Reserve 613,410
 Other Reserves 0
 Undivided Earnings 300,219
  TOTAL EQUITY 913,629
  TOTAL LIABILITIES, SHARES, & EQUITY 13,783,074
INCOME & EXPENSE  
 Loan Income 561,529
 Investment Income 52,106
 Other Income 152,679
 Total Employee Compensation & Benefits 333,040
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 387,794
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -100,000
 Cost of Funds 24,779
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 251,894
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