Credit Unions Near Me
National Credit Union Service Organization

ASTERA CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for ASTERA CREDIT UNION as of: December 31, 2023.
Charter Number: 60920

ASSETS$ Amount
CASH:  
 1. Cash on Hand 1,710,864
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 3,856,430
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 51,747,587
 7. Held-to-Maturity Debt Securities 0
 8. Deposits in commercial banks, S&Ls, savings banks 0
 9. Loans to and investments in natural person credit unions 0
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 539,000
 12. All other investments in corporate credit unions 0
 13. All other investments 0
 14. TOTAL INVESTMENTS 0
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 0
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 119,807,288
 17. Less: Allowance for Loan & Lease Losses 0
 18: Less: Allowance for Credit Losses on Loans & Leases 1,458,159
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 143,772
 20. Land and Building 6,300,029
 21. Other Fixed Assets 186,263
 22. NCUA Share Insurance Capitalization Deposit 1,722,598
 23. Intangible Assets 0
 24. Other Assets 0
25. TOTAL ASSETS 200,066,339
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 10,012,264
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 10,012,264
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 48,273
 9. Accounts Payable and Other Liabilities 1,047,773
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 31,608,337
 12. Regular Shares 55,783,693
 13. Money Market Shares 41,291,203
 14. Share Certificates 37,786,269
 15. IRA/KEOGH Accounts 5,046,223
 16. All Other Shares 185,111
 17. TOTAL SHARES 171,700,836
 18. Nonmember Deposits 6,750,000
 19. TOTAL SHARES AND DEPOSITS 178,450,836
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 86,080
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 14,982,004
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 207,671
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 6,146,308
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 48,796
EQUITY:  
 33. Undivided Earnings 17,495,660
 34. Regular Reserves 0
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 0
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities -6,988,467
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 0
44. TOTAL LIABILITIES, SHARES, AND EQUITY 200,066,339
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 6,660,183
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 1,614,340
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 8,274,523
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 61,249
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 2,271,957
 8. Interest on Borrowed Money 217,547
 9. TOTAL INTEREST EXPENSE 2,550,753
 10. Provision for Loan & Lease Losses 0
 11. Total Credit Loss Expense 488,824
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 0
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 1,038,394
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 0
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 9,608
 21. TOTAL NON-INTEREST INCOME 4,345,184
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 4,452,739
 23. Travel and Conference Expense 96,974
 24. Office Occupancy Expense 714,889
 25. Office Operations Expense 2,262,980
 26. Educational and Promotional Expenses 177,329
 27. Loan Servicing Expense 638,564
 28. Professional and Outside Services 865,289
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 30,271
 31. Miscellaneous Operating Expenses 312,526
 32. TOTAL NON-INTEREST EXPENSE 9,551,561
33. NET INCOME (LOSS) 28,569
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans19.74563$1,570,034
 2. Payday Alternative Loans (PALs I and PALs II)0.000$0
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans13.493,774$6,016,276
 5. New Vehicle Loans9.79382$8,132,717
 6. Used Vehicle Loans9.792,580$36,647,964
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit9.99300$3,277,365
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property10.38390$19,874,821
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property9.5317$6,738,218
 11. All Other Real Estate Loans/Lines of Credit5.501$17,554
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured6.96183$36,772,639
 13. Commercial Loans/Lines of Credit Not Real Estate Secured9.155$759,700
 14. TOTAL LOANS & LEASES8,495$119,807,288
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date8,055$40,087,068
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date0$0
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff4$43,393
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration0$0$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)0$0-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0