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National Credit Union Service Organization

COMMUNITY CREDIT UNION

Mar, 31, 2022 — COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in ROCKLEDGE, FL with 7 branch locations and about $1.06 billion in total assets. Opened 69 years ago in 1953, COMMUNITY CREDIT UNION has about 51,560 members and employs 140 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263182037
Name:COMMUNITY CREDIT UNION
Address:
(Main Office)
1030 US Highway 1
ROCKLEDGE, FL 32955-2716
Phone:(321) 690-2328
Fax:(321) 690-2509
Website:http://www.ccuflorida.org
Branches:7 branch locations
Members:51,560
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60816
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$1,062,429,454
CEO/Manager:Laurie Cappelli
Chairperson:Betty Dunn

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 158,245,747
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 405,354,311
 Unsecured Loans 43,275,456
 Other Loans 250,285,158
 TOTAL LOANS 699,171,395
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -9,720,351
 Land And Building 13,889,335
 Other Fixed Assets 2,985,953
 NCUSIF Deposit 7,620,061
 All Other Assets 188,795
  TOTAL ASSETS 1,062,429,454
LIABILITIES & CAPITAL:  
 Dividends Payable 185
 Notes & Interest Payable 13,750,000
 Accounts Payable & Other Liabilities 12,798,382
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 201,797,392
 Regular shares 511,025,953
 All Other Shares & Deposits 204,319,843
  TOTAL SHARES & DEPOSITS 917,143,188
  TOTAL LIABILITIES 943,691,755
 Regular Reserve 0
 Other Reserves -101,599
 Undivided Earnings 118,839,298
  TOTAL EQUITY 118,737,699
  TOTAL LIABILITIES, SHARES, & EQUITY 1,062,429,454
INCOME & EXPENSE  
 Loan Income 7,903,433
 Investment Income -12,589
 Other Income 1,056,201
 Total Employee Compensation & Benefits 3,397,266
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,318,182
 Non-operating Income & (Expense) 1,472,072
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 699,628
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,113,434
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