Credit Unions Near Me
National Credit Union Service Organization

COOPERATIVE CENTER FEDERAL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for COOPERATIVE CENTER FEDERAL CREDIT UNION as of: June 30, 2021.
Charter Number: 4900

ASSETS$ Amount
CASH:  
 1. Cash on Hand 851,500
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 9,722,957
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 0
 7. Held-to-Maturity Debt Securities 27,869,508
 8. Deposits in commercial banks, S&Ls, savings banks 24,047,000
 9. Loans to and investments in natural person credit unions 1,250,000
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 217,011
 12. All other investments in corporate credit unions 0
 13. All other investments 0
 14. TOTAL INVESTMENTS 53,383,519
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 0
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 69,105,571
 17. Less: Allowance for Loan & Lease Losses 454,724
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 53,609
 20. Land and Building 1,625,000
 21. Other Fixed Assets 4,008,768
 22. NCUA Share Insurance Capitalization Deposit 1,199,260
 23. Intangible Assets 0
 24. Other Assets 1,216,706
25. TOTAL ASSETS 140,712,166
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 0
 2. Other Notes, Promissory Notes and Interest Payable 4,918
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 559,000
 6. TOTALS 563,918
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 0
 9. Accounts Payable and Other Liabilities 490,843
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 48,999,444
 12. Regular Shares 64,175,732
 13. Money Market Shares 7,041,364
 14. Share Certificates 5,864,490
 15. IRA/KEOGH Accounts 5,505,755
 16. All Other Shares 0
 17. TOTAL SHARES 131,586,785
 18. Nonmember Deposits 0
 19. TOTAL SHARES AND DEPOSITS 131,586,785
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 1,504,121
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 0
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 7,223,897
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 22,007
EQUITY:  
 33. Undivided Earnings 5,840,547
 34. Regular Reserves 2,327,851
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 0
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities 0
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) -97,778
44. TOTAL LIABILITIES, SHARES, AND EQUITY 140,712,166
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 1,525,912
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 293,517
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 1,819,429
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 38,020
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 25,205
 9. TOTAL INTEREST EXPENSE 63,225
 10. Provision for Loan & Lease Losses 154,060
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 1,602,144
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 206,197
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 0
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 0
 21. TOTAL NON-INTEREST INCOME 396,992
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 1,122,833
 23. Travel and Conference Expense 12,678
 24. Office Occupancy Expense 131,447
 25. Office Operations Expense 560,893
 26. Educational and Promotional Expenses 26,188
 27. Loan Servicing Expense 126,797
 28. Professional and Outside Services 80,236
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 9,041
 31. Miscellaneous Operating Expenses 26,801
 32. TOTAL NON-INTEREST EXPENSE 2,096,914
33. NET INCOME (LOSS) -97,778
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans10.551,155$1,509,776
 2. Payday Alternative Loans (PALs I and PALs II)23.001$300
 3. Non-Federally Guaranteed Student Loans7.8919$182,619
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans9.14269$615,052
 5. New Vehicle Loans4.00735$14,024,295
 6. Used Vehicle Loans6.521,193$18,821,210
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit6.83487$141,260
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property4.28121$30,213,771
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property5.6264$2,909,932
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured6.003$687,356
 13. Commercial Loans/Lines of Credit Not Real Estate Secured0.000$0
 14. TOTAL LOANS & LEASES4,047$69,105,571
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date726$16,413,452
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date2$800
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff2$208,630
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration0$0$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)0$0-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0