Credit Unions Near Me
National Credit Union Service Organization

LOUISIANA USA FEDERAL CREDIT UNION
— Statement of Financial Condition

Then NCUA provides quarterly Call Reports using accounting and statistical information from each credit union. The Call Report includes Balance Sheet, Income Statement and more.

Statement of financial condition for LOUISIANA USA FEDERAL CREDIT UNION as of: June 30, 2021.
Charter Number: 3061

ASSETS$ Amount
CASH:  
 1. Cash on Hand 700,839
 2. Cash on Deposit (Amounts Deposited in Financial Institutions) 7,298,728
 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less) 0
INVESTMENTS:  
 4. Equity Securities 0
 5. Trading Debut Securities 0
 6. Available-for-Sale Debt Securities 6
 7. Held-to-Maturity Debt Securities 21,797,246
 8. Deposits in commercial banks, S&Ls, savings banks 996,000
 9. Loans to and investments in natural person credit unions 0
 10. Nonperpetual Capital Account 0
 11. Perpetual Contributed Capital 154,196
 12. All other investments in corporate credit unions 0
 13. All other investments 0
 14. TOTAL INVESTMENTS 22,947,448
LOANS HELD FOR SALE:  
 15. Loans Held for Sale 521,640
LOANS AND LEASES:  
 16. TOTAL LOANS & LEASES 57,957,299
 17. Less: Allowance for Loan & Lease Losses 141,093
 18: Less: Allowance for Credit Losses on Loans & Leases 0
OTHER ASSETS:  
 19. Foreclosed and Repossessed Assets 0
 20. Land and Building 1,617,778
 21. Other Fixed Assets 239,656
 22. NCUA Share Insurance Capitalization Deposit 748,441
 23. Intangible Assets 134,101
 24. Other Assets 895,217
25. TOTAL ASSETS 92,920,054
LIABILITIES$ Amount
 1. Draws Against Lines of Credit 0
 2. Other Notes, Promissory Notes and Interest Payable 0
 3. Borrowing Repurchase Transactions 0
 4. Subordinated Debt 0
 5. Subordinated Debt included in Net Worth 0
 6. TOTALS 0
 7. Non-Trading Derivative Liabilities 0
 8. Accrued Dividends & Interest Payable on Shares & Deposits 67,920
 9. Accounts Payable and Other Liabilities 244,886
 10. Allowance for Credit Losses on Off-Balance Sheet Credit Exposures 0
SHARES/DEPOSITS:  
 11. Share Drafts 17,541,106
 12. Regular Shares 40,670,621
 13. Money Market Shares 7,054,977
 14. Share Certificates 11,487,296
 15. IRA/KEOGH Accounts 4,226,182
 16. All Other Shares 47,406
 17. TOTAL SHARES 81,027,588
 18. Nonmember Deposits 0
 19. TOTAL SHARES AND DEPOSITS 81,027,588
20. TOTAL LIABILITIES  
 21. Accounts Held by Member Public Units 0
 22. Accounts Held by Nonmember Public Units 0
 23. Employee Benefit Member Shares 0
 24. Employee Benefit Nonmember Shares 0
 25. 529 Plan Member Deposits 0
 26. Non-dollar denominated deposits 0
 27. Health Savings Account 0
 28. Dollar Amount of Share Certificates equal to or greater than $100,000 (Excluding brokered share certificates participated out by the broker in shares of less than $100,000) 3,273,974
 29. Dollar Amount of IRA/Keogh Accounts equal to or greater than $100,000 949,182
 30. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program 0
 31. Dollar Amount of Commercial Share Accounts 0
 32. Negative Shares Included in All Other Unsecured Loans/Lines of Credit 11,415
EQUITY:  
 33. Undivided Earnings 7,345,597
 34. Regular Reserves 1,354,652
 35. Appropriation for Non-Conforming Investments (State Credit Unions ONLY) 0
 36. Other Reserves.(Appropriations of Undivided Earnings) 0
 37. Equity Acquired in Merger 2,279,974
 38. Miscellaneous Equity 0
 39. Other Comprehensive Income (not already included in items 40 - 43) 0
 40. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 0
 41. Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities 0
 42. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities 0
 43. Net Income (unless this amount is already included in Undivided Earnings) 599,437
44. TOTAL LIABILITIES, SHARES, AND EQUITY 92,920,054
Statement of Income & Expense$ Amount
INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 1. Interest on Loans (Gross-before interest refunds) 1,427,521
 2. (Less) Interest Refunded 0
 3. Income from Investments (Including Interest and Dividends, excluding securities held in a trading account) 154,412
 4. Unrealized Gain (Loss) due to change in fair value of Equity and Trading Debt Securities 0
 5. TOTAL INTEREST INCOME 1,581,933
INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 6. Dividends on Shares (Includes dividends earned during current period) 159,065
 7. Interest on Deposits (Total interest expense for deposit accounts) (State Credit Union ONLY) 0
 8. Interest on Borrowed Money 0
 9. TOTAL INTEREST EXPENSE 159,065
 10. Provision for Loan & Lease Losses 55,294
 11. Total Credit Loss Expense 0
 12. NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES or CREDIT LOSS EXPENSE 1,367,574
NON-INTEREST INCOME YEAR-TO-DATE FOR THE CYCLE  
 13. Fee Income 287,840
 14. Other Operating Income (Includes unconsolidated CUSO Income and Gain (Loss) associated with the Hedged Item (NonInvestment Assets) in a Non-Trading, Fair Value (FV) Derivatives Hedge) 0
 15. Gain (Loss) on Equity Securities (DO NOT include Gain (Loss) on other securities) 0
 16. Gain (Loss) on Other Securities (DO NOT include Gain or Loss on Equity Securities) 0
 17. Gain (Loss) on Non-Trading Derivatives 0
 18. Gain (Loss) on Disposition of Fixed Assets 0
 19. Gain from Bargain Purchase (Merger) 0
 20. Other Non-operating Income (Expense) 0
 21. TOTAL NON-INTEREST INCOME 947,351
NON-INTEREST EXPENSE YEAR-TO-DATE FOR THE CYCLE  
 22. Total Employee Compensation and Benefits 795,530
 23. Travel and Conference Expense 8,800
 24. Office Occupancy Expense 103,575
 25. Office Operations Expense 205,467
 26. Educational and Promotional Expenses 39,597
 27. Loan Servicing Expense 259,042
 28. Professional and Outside Services 234,705
 29. Total Member Insurance 0
 30. Operating Fees (Examination and/or supervision fees) 10,059
 31. Miscellaneous Operating Expenses 58,713
 32. TOTAL NON-INTEREST EXPENSE 1,715,488
33. NET INCOME (LOSS) 599,437
RESERVE TRANSFERS YEAR-TO-DATE FOR THE CYCLE  
 34. Transfer to Regular Reserves 0
Interest Rate# LoansAmount
Non-Commercial Loans/Lines of Credit
 1. Unsecured Credit Card Loans8.121,584$1,898,440
 2. Payday Alternative Loans (PALs I and PALs II)22.6964$42,446
 3. Non-Federally Guaranteed Student Loans0.000$0
 4. All Other Unsecured Loans/Lines of Credit - include SBA PPP loans9.88768$3,524,122
 5. New Vehicle Loans3.87209$4,826,029
 6. Used Vehicle Loans4.441,616$29,224,200
 7. Leases Receivable0.000$0
 8. All Other Secured Non-Real Estate Loans/Lines of Credit6.19267$3,683,045
 9. Loans/Lines of Credit Secured by a First Lien on a single 1- to 4- Family Residential Property4.45121$10,952,088
 10. Loans/Lines of Credit Secured by a Junior Lien on a single 1- to 4- Family Residential Property6.3998129$3,806,929
 11. All Other Real Estate Loans/Lines of Credit0.000$0
Commercial Loans / Lines of Credit
 12. Commercial Loans/Lines of Credit Real Estate Secured0.000$0
 13. Commercial Loans/Lines of Credit Not Real Estate Secured0.000$0
 14. TOTAL LOANS & LEASES4,758$57,957,299
YEAR-TO-DATE LOAN INFORMATIONNumberAmount
 15. Loans Granted Year-to-Date763$24,708,351
  a. Payday Alternative Loans (PALs I and PALs II) Granted Year-to-Date61$54,200
MISCELLANEOUS LOAN INFORMATIONNumberAmount
 16. Non-Federally Guaranteed Student Loans in Deferred Status0$0
 17. Loans Outstanding to Credit Union Officials and Senior Executive Staff18$329,063
GOVERNMENT GUARANTEED LOANSNumberOutstanding BalanceGuaranteed Portion
 18. Non-Commercial Loans  
  a. 1. Small Business Administration0$0$0
  a. 2. Paycheck Protection Program Loans (Included in 18.a.1.)0$0-
  b. Other Government Guaranteed0$0$0
 19. Commercial Loans  
  a. Small Business Administration0$0$0
  b. Other Government Guaranteed0$0$0